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Single Family ResidenceResidential
$172,820$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $41,000 on Dec 10, 2002

95 CEDAR RIDGE DR

PACIFIC, MO 63069
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$173K
$164K low$182K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$41,000 · Dec 10, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,220
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,176
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,600
UNITED BANK OF UNION · R · recorded Jan 3, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,766 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,435 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,086
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,340

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 272 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Truman Elementary SchoolD+
Elementary · Grades KG–4 · 0.2 mi
H
Pacific High SchoolD
High · Grades 9–12 · 0.3 mi
M
Riverbend Middle SchoolB-
Middle · Grades 7–8 · 1.2 mi

District: Meramec Valley R-Iii School District

Neighborhood · ZIP 63069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,110
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.258 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,872
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,626
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Cedar Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Pacific 63069
  • Costs less per square foot than 71% of homes in Pacific 63069
  • Smaller than 83% of homes in Franklin County
  • Has a smaller lot than 79% of homes in Franklin County
  • Older than 68% of homes in Pacific 63069

What homes are worth in Pacific 63069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$1.1M

This home is worth more than 13% of homes in Pacific 63069.

How it measures up in Pacific 63069

The dot is this home. The mark in the middle is the typical home in Pacific 63069.

Estimated value$172,820
CheaperTypical $312,804Pricier

Pricier than 13% of homes nearby

Price per ft²$180
CheaperTypical $207Pricier

Pricier than 29% of homes nearby

Living area960 ft²
SmallerTypical 1,427 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.2 ac
SmallerTypical 0.86 acBigger

Bigger than 23% of homes nearby

Year built1972
OlderTypical 1987Newer

Newer than 32% of homes nearby

How 95 Cedar Ridge Dr ranks against every home in each area.
MeasureThis homePacific 63069Franklin County
Estimated valuepricier than$172,82013% of homes15% of homes
Price per ft²pricier than$18029% of homes34% of homes
Living areabigger than960 ft²19% of homes17% of homes
Lot sizebigger than0.2 ac23% of homes21% of homes
Year builtnewer than197232% of homes35% of homes

About 95 Cedar Ridge Dr

How much is 95 Cedar Ridge Dr, Pacific, MO worth?

The TopHap Estimate for 95 Cedar Ridge Dr, Pacific, MO is $172,820 as of Jul 14, 2026. The likely range is $163,562 to $182,078. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Cedar Ridge Dr, Pacific, MO last sell?

95 Cedar Ridge Dr, Pacific, MO last sold on Dec 10, 2002 for $41,000, according to the county's recorded deed.

How big is 95 Cedar Ridge Dr, Pacific, MO?

95 Cedar Ridge Dr, Pacific, MO has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.20-acre lot.

When was 95 Cedar Ridge Dr, Pacific, MO built?

95 Cedar Ridge Dr, Pacific, MO was built in 1972, making it 54 years old. It is a a-frame home. The building has 1 story.

What schools serve 95 Cedar Ridge Dr, Pacific, MO?

95 Cedar Ridge Dr, Pacific, MO is assigned to Truman Elementary School (elementary), rated D+; Pacific High School (high), rated D; Riverbend Middle School (middle), rated B-. All sit in Meramec Valley R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Cedar Ridge Dr, Pacific, MO compare to other homes in Pacific 63069?

Among the 5,828 homes in Pacific 63069, it is worth more than 13% of them ($172,820 against a typical $312,804), its price per square foot is higher than 29% of them ($180 against a typical $207), it is bigger than 19% of them (960 ft² against a typical 1,427 ft²), its lot is bigger than 23% of them (0.2 ac against a typical 0.86 ac) and it is newer than 32% of them (1972 against a typical 1987). Measured against all of Franklin County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Cedar Ridge Dr, Pacific, MO?

The 2025 property tax bill for 95 Cedar Ridge Dr, Pacific, MO was $1,766. The county assessed it at $23,435.

Closest homes

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Assigned schools

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