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Residential (General/Single)Residential
$986,559$410 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $760,000 on Sep 20, 2005

95 ELBERT ST

RAMSEY, NJ 07446
0
Baths
2,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$987K
$927K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$760,000 · Sep 20, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,688 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$790,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$408,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$382,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$761,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$790,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Smith Middle SchoolB+
Middle · Grades 6–8 · 0.3 mi
H
Ramsey High SchoolA
High · Grades 9–12 · 0.9 mi
E
Hubbard Elementary SchoolB
Elementary · Grades PK–3 · 1.1 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Elbert St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Bergen County
  • Costs less per square foot than 67% of homes in Ramsey 07446
  • Bigger than 73% of homes in Bergen County
  • Has a bigger lot than 85% of homes in Bergen County

What homes are worth in Ramsey 07446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.8M

This home is worth more than 64% of homes in Ramsey 07446.

How it measures up in Ramsey 07446

The dot is this home. The mark in the middle is the typical home in Ramsey 07446.

Estimated value$986,559
CheaperTypical $873,597Pricier

Pricier than 64% of homes nearby

Price per ft²$410
CheaperTypical $440Pricier

Pricier than 33% of homes nearby

Living area2,404 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.45 ac
SmallerTypical 0.28 acBigger

Bigger than 73% of homes nearby

Year built1956
OlderTypical 1964Newer

Newer than 37% of homes nearby

How 95 Elbert St ranks against every home in each area.
MeasureThis homeRamsey 07446Bergen County
Estimated valuepricier than$986,55964% of homes71% of homes
Price per ft²pricier than$41033% of homes41% of homes
Living areabigger than2,404 ft²66% of homes73% of homes
Lot sizebigger than0.45 ac73% of homes85% of homes
Year builtnewer than195637% of homes56% of homes

About 95 Elbert St

How much is 95 Elbert St, Ramsey, NJ worth?

The TopHap Estimate for 95 Elbert St, Ramsey, NJ is $986,559 as of Aug 30, 2026. The likely range is $926,858 to $1,046,260. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Elbert St, Ramsey, NJ last sell?

95 Elbert St, Ramsey, NJ last sold on Sep 20, 2005 for $760,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 95 Elbert St, Ramsey, NJ?

95 Elbert St, Ramsey, NJ has 2,404 square feet of living space and a 0.45-acre lot.

When was 95 Elbert St, Ramsey, NJ built?

95 Elbert St, Ramsey, NJ was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 95 Elbert St, Ramsey, NJ?

95 Elbert St, Ramsey, NJ is assigned to Smith Middle School (middle), rated B+; Ramsey High School (high), rated A; Hubbard Elementary School (elementary), rated B. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Elbert St, Ramsey, NJ compare to other homes in Ramsey 07446?

Among the 5,196 homes in Ramsey 07446, it is worth more than 64% of them ($986,559 against a typical $873,597), its price per square foot is higher than 33% of them ($410 against a typical $440), it is bigger than 66% of them (2,404 ft² against a typical 2,004 ft²), its lot is bigger than 73% of them (0.45 ac against a typical 0.28 ac) and it is newer than 37% of them (1956 against a typical 1964). Measured against all of Bergen County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Elbert St, Ramsey, NJ?

The 2025 property tax bill for 95 Elbert St, Ramsey, NJ was $15,688. The county assessed it at $790,400.

More homes on Elbert St

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More homes in Ramsey 07446

Assigned schools

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