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Single Family ResidenceResidential
$577,645$319 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Sep 16, 2016

95 OYSTER POINT ROW

CHARLESTON, SC 29412
3
Beds
3 / 1
Baths
1,809 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$578K
$513K low$642K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Sep 16, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,302
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,242
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,343
QUICKEN LOANS LLC · recorded Apr 21, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,000
FIRST CITIZENS BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$150 (2024)

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.84%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCharleston
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Patio · 256 ft²Porch · 32 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Camp Road Middle SchoolA-
Middle · Grades 6–8 · 0.7 mi
E
Harbor View Elementary SchoolA-
Elementary · Grades PK–5 · 1.5 mi
H
James Island Charter High SchoolA+
High · Grades 9–12 · 1.6 mi

District: Charleston County School District

Neighborhood · ZIP 29412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.326

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.42,648
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.840 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,186
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,717
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Oyster Point Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Charleston 29412
  • Has a smaller lot than 67% of homes in Charleston 29412
  • Newer than 71% of homes in Charleston 29412

What homes are worth in Charleston 29412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$239K$2M

This home is worth more than 44% of homes in Charleston 29412.

How it measures up in Charleston 29412

The dot is this home. The mark in the middle is the typical home in Charleston 29412.

Estimated value$577,645
CheaperTypical $612,205Pricier

Pricier than 44% of homes nearby

Price per ft²$319
CheaperTypical $369Pricier

Pricier than 23% of homes nearby

Living area1,809 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.23 ac
SmallerTypical 0.29 acBigger

Bigger than 33% of homes nearby

Year built1999
OlderTypical 1985Newer

Newer than 71% of homes nearby

How 95 Oyster Point Row ranks against every home in each area.
MeasureThis homeCharleston 29412Charleston County
Estimated valuepricier than$577,64544% of homes45% of homes
Price per ft²pricier than$31923% of homes39% of homes
Living areabigger than1,809 ft²60% of homes55% of homes
Lot sizebigger than0.23 ac33% of homes49% of homes
Year builtnewer than199971% of homes64% of homes

About 95 Oyster Point Row

How much is 95 Oyster Point Row, Charleston, SC worth?

The TopHap Estimate for 95 Oyster Point Row, Charleston, SC is $577,645 as of Jul 14, 2026. The likely range is $513,336 to $641,954. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Oyster Point Row, Charleston, SC last sell?

95 Oyster Point Row, Charleston, SC last sold on Sep 16, 2016 for $350,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 95 Oyster Point Row, Charleston, SC?

95 Oyster Point Row, Charleston, SC has 3 bedrooms, 3 bathrooms, 1,809 square feet of living space and a 0.23-acre lot.

When was 95 Oyster Point Row, Charleston, SC built?

95 Oyster Point Row, Charleston, SC was built in 1999, making it 27 years old. It is a ranch home. The building has 1 story.

What schools serve 95 Oyster Point Row, Charleston, SC?

95 Oyster Point Row, Charleston, SC is assigned to Camp Road Middle School (middle), rated A-; Harbor View Elementary School (elementary), rated A-; James Island Charter High School (high), rated A+. All sit in Charleston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Oyster Point Row, Charleston, SC compare to other homes in Charleston 29412?

Among the 16,513 homes in Charleston 29412, it is worth more than 44% of them ($577,645 against a typical $612,205), its price per square foot is higher than 23% of them ($319 against a typical $369), it is bigger than 60% of them (1,809 ft² against a typical 1,618 ft²), its lot is bigger than 33% of them (0.23 ac against a typical 0.29 ac) and it is newer than 71% of them (1999 against a typical 1985). Measured against all of Charleston County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Oyster Point Row, Charleston, SC?

The 2024 property tax bill for 95 Oyster Point Row, Charleston, SC was $150.

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Assigned schools

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