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Single Family ResidenceResidential
$498,094$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $25,000 on Jan 26, 2006

95 PONDEROSA LN

RAPHINE, VA 24472
3
Beds
2
Baths
2,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$498K
$451K low$546K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Jan 26, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,444
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,555
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
AMERICAN HOME MORTGAGE CORP · recorded Jan 30, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$158,650
VIRGINIA CU INC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$408,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$111,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$297,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$408,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$408,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRockbridge
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.9.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 432 ft²Patio · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairfield Elementary SchoolB-
Elementary · Grades PK–5 · 2.8 mi
H
Rockbridge County High SchoolB-
High · Grades 9–12 · 11.5 mi
M
Maury River Middle SchoolC+
Middle · Grades 6–8 · 13.6 mi

District: Rockbridge County Public Schools

Neighborhood · ZIP 24472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,886
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,251
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,145
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Ponderosa Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Rockbridge County
  • Bigger than 79% of homes in Rockbridge County
  • Has a bigger lot than 76% of homes in Raphine 24472
  • Newer than 87% of homes in Rockbridge County

What homes are worth in Raphine 24472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$1.2M

This home is worth more than 72% of homes in Raphine 24472.

How it measures up in Raphine 24472

The dot is this home. The mark in the middle is the typical home in Raphine 24472.

Estimated value$498,094
CheaperTypical $374,542Pricier

Pricier than 72% of homes nearby

Price per ft²$226
CheaperTypical $212Pricier

Pricier than 59% of homes nearby

Living area2,208 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 67% of homes nearby

Lot size9.14 ac
SmallerTypical 2.83 acBigger

Bigger than 76% of homes nearby

Year built2006
OlderTypical 1981Newer

Newer than 85% of homes nearby

How 95 Ponderosa Ln ranks against every home in each area.
MeasureThis homeRaphine 24472Rockbridge County
Estimated valuepricier than$498,09472% of homes77% of homes
Price per ft²pricier than$22659% of homes59% of homes
Living areabigger than2,208 ft²67% of homes79% of homes
Lot sizebigger than9.14 ac76% of homes75% of homes
Year builtnewer than200685% of homes87% of homes

About 95 Ponderosa Ln

How much is 95 Ponderosa Ln, Raphine, VA worth?

The TopHap Estimate for 95 Ponderosa Ln, Raphine, VA is $498,094 as of Jul 14, 2026. The likely range is $450,518 to $545,670. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Ponderosa Ln, Raphine, VA last sell?

95 Ponderosa Ln, Raphine, VA last sold on Jan 26, 2006 for $25,000, according to the county's recorded deed.

How big is 95 Ponderosa Ln, Raphine, VA?

95 Ponderosa Ln, Raphine, VA has 3 bedrooms, 2 bathrooms, 2,208 square feet of living space and a 9.14-acre lot.

When was 95 Ponderosa Ln, Raphine, VA built?

95 Ponderosa Ln, Raphine, VA was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 95 Ponderosa Ln, Raphine, VA?

95 Ponderosa Ln, Raphine, VA is assigned to Fairfield Elementary School (elementary), rated B-; Rockbridge County High School (high), rated B-; Maury River Middle School (middle), rated C+. All sit in Rockbridge County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Ponderosa Ln, Raphine, VA compare to other homes in Raphine 24472?

Among the 1,018 homes in Raphine 24472, it is worth more than 72% of them ($498,094 against a typical $374,542), its price per square foot is higher than 59% of them ($226 against a typical $212), it is bigger than 67% of them (2,208 ft² against a typical 1,804 ft²), its lot is bigger than 76% of them (9.14 ac against a typical 2.83 ac) and it is newer than 85% of them (2006 against a typical 1981). Measured against all of Rockbridge County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Raphine 24472

Assigned schools

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