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Single Family ResidenceResidential
$164,771$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,500 on Jan 23, 1986

95 RACE ST

BLOOMINGTON, MD 21523
1
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$165K
$156K low$174K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,500 · Jan 23, 1986
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,771
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,817
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
WEPCO FCU · recorded Feb 23, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,613 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.1.74
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 744 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Broad Ford Elementary SchoolC-
Elementary · Grades PK–6 · 17.1 mi
H
Southern Garrett High SchoolC+
High · Grades 7–12 · 17.9 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,840
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,715
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Bloomington 21523
  • Costs less per square foot than 84% of homes in Garrett County
  • Bigger than 66% of homes in Bloomington 21523
  • Has a bigger lot than 96% of homes in Bloomington 21523
  • Newer than 93% of homes in Bloomington 21523

What homes are worth in Bloomington 21523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$217K

This home is worth more than 91% of homes in Bloomington 21523.

How it measures up in Bloomington 21523

The dot is this home. The mark in the middle is the typical home in Bloomington 21523.

Estimated value$164,771
CheaperTypical $110,736Pricier

Pricier than 91% of homes nearby

Price per ft²$118
CheaperTypical $94Pricier

Pricier than 79% of homes nearby

Living area1,400 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 66% of homes nearby

Lot size1.74 ac
SmallerTypical 0.25 acBigger

Bigger than 96% of homes nearby

Year built1987
OlderTypical 1958Newer

Newer than 93% of homes nearby

How 95 Race St ranks against every home in each area.
MeasureThis homeBloomington 21523Garrett County
Estimated valuepricier than$164,77191% of homes19% of homes
Price per ft²pricier than$11879% of homes16% of homes
Living areabigger than1,400 ft²66% of homes43% of homes
Lot sizebigger than1.74 ac96% of homes64% of homes
Year builtnewer than198793% of homes53% of homes

About 95 Race St

How much is 95 Race St, Bloomington, MD worth?

The TopHap Estimate for 95 Race St, Bloomington, MD is $164,771 as of Jul 14, 2026. The likely range is $155,610 to $173,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 Race St, Bloomington, MD last sell?

95 Race St, Bloomington, MD last sold on Jan 23, 1986 for $2,500, according to the county's recorded deed.

How big is 95 Race St, Bloomington, MD?

95 Race St, Bloomington, MD has 1 bathrooms, 1,400 square feet of living space and a 1.74-acre lot.

When was 95 Race St, Bloomington, MD built?

95 Race St, Bloomington, MD was built in 1987, making it 39 years old. It is a conventional home. The building has 2 stories.

What schools serve 95 Race St, Bloomington, MD?

95 Race St, Bloomington, MD is assigned to Broad Ford Elementary School (elementary), rated C-; Southern Garrett High School (high), rated C+. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 Race St, Bloomington, MD compare to other homes in Bloomington 21523?

Among the 119 homes in Bloomington 21523, it is worth more than 91% of them ($164,771 against a typical $110,736), its price per square foot is higher than 79% of them ($118 against a typical $94), it is bigger than 66% of them (1,400 ft² against a typical 1,240 ft²), its lot is bigger than 96% of them (1.74 ac against a typical 0.25 ac) and it is newer than 93% of them (1987 against a typical 1958). Measured against all of Garrett County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 Race St, Bloomington, MD?

The 2026 property tax bill for 95 Race St, Bloomington, MD was $1,613. The county assessed it at $129,900.

Closest homes

More homes in Bloomington 21523

Assigned schools

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