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Single Family ResidenceResidential
$353,115$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $332,000 on Jan 3, 2024

95 RIVER RUN DR

MURPHY, NC 28906
2
Beds
2
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$353K
$316K low$391K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$332,000 · Jan 3, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$171,115
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$136,892
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$182,000
UNION HOME MORTGAGE CORP · recorded Jan 3, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$964 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$133,320 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$133,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,320

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.1.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 20 ft²Patio · 288 ft²Porch · 360 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Martins Creek Elementary & Middle SchoolC-
Elementary · Grades PK–8 · 4.4 mi
H
Murphy High SchoolB+
High · Grades 9–12 · 8.0 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 River Run Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Cherokee County
  • Costs more per square foot than 71% of homes in Cherokee County

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$679K

This home is worth more than 70% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$353,115
CheaperTypical $276,305Pricier

Pricier than 70% of homes nearby

Price per ft²$272
CheaperTypical $226Pricier

Pricier than 67% of homes nearby

Living area1,296 ft²
SmallerTypical 1,314 ft²Bigger

Bigger than 49% of homes nearby

Lot size1.5 ac
SmallerTypical 1.35 acBigger

Bigger than 54% of homes nearby

Year built1997
OlderTypical 1996Newer

Newer than 53% of homes nearby

How 95 River Run Dr ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$353,11570% of homes73% of homes
Price per ft²pricier than$27267% of homes71% of homes
Living areabigger than1,296 ft²49% of homes48% of homes
Lot sizebigger than1.5 ac54% of homes54% of homes
Year builtnewer than199753% of homes57% of homes

About 95 River Run Dr

How much is 95 River Run Dr, Murphy, NC worth?

The TopHap Estimate for 95 River Run Dr, Murphy, NC is $353,115 as of Jul 14, 2026. The likely range is $315,561 to $390,669. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 River Run Dr, Murphy, NC last sell?

95 River Run Dr, Murphy, NC last sold on Jan 3, 2024 for $332,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 95 River Run Dr, Murphy, NC?

95 River Run Dr, Murphy, NC has 2 bedrooms, 2 bathrooms, 1,296 square feet of living space and a 1.50-acre lot.

When was 95 River Run Dr, Murphy, NC built?

95 River Run Dr, Murphy, NC was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 95 River Run Dr, Murphy, NC?

95 River Run Dr, Murphy, NC is assigned to Martins Creek Elementary & Middle School (elementary), rated C-; Murphy High School (high), rated B+. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 River Run Dr, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 70% of them ($353,115 against a typical $276,305), its price per square foot is higher than 67% of them ($272 against a typical $226), it is bigger than 49% of them (1,296 ft² against a typical 1,314 ft²), its lot is bigger than 54% of them (1.5 ac against a typical 1.35 ac) and it is newer than 53% of them (1997 against a typical 1996). Measured against all of Cherokee County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 River Run Dr, Murphy, NC?

The 2025 property tax bill for 95 River Run Dr, Murphy, NC was $964. The county assessed it at $133,320.

Closest homes

More homes in Murphy 28906

Assigned schools

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