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Single Family ResidenceResidential
$192,020$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $79,000 on Aug 5, 2002

95 RIVER ST

CHARLESTOWN, NH 03603
4
Beds
1.5
Baths
1,915 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$192K
$150K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,000 · Aug 5, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,020
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$60,816
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$116,000
RBS CITIZENS BANK NA · recorded Aug 13, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,083 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySULLIVAN
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charlestown Middle SchoolD-
Middle · Grades 5–8 · 0.4 mi
E
Charlestown Primary SchoolA-
Elementary · Grades 1–4 · 0.7 mi
H
Fall Mountain Regional High SchoolD
High · Grades 9–12 · 5.5 mi

District: Fall Mountain Regional School District

Neighborhood · ZIP 03603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,301
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,962
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

95 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Sullivan County
  • Among the lowest price per square foot in Sullivan County
  • Bigger than 83% of homes in Charlestown 03603
  • Has a smaller lot than 92% of homes in Charlestown 03603
  • Older than 87% of homes in Charlestown 03603

What homes are worth in Charlestown 03603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$560K

This home is worth more than 12% of homes in Charlestown 03603.

How it measures up in Charlestown 03603

The dot is this home. The mark in the middle is the typical home in Charlestown 03603.

Estimated value$192,020
CheaperTypical $277,226Pricier

Pricier than 12% of homes nearby

Price per ft²$100
CheaperTypical $198Pricier

Pricier than 2% of homes nearby

Living area1,915 ft²
SmallerTypical 1,268 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.28 ac
SmallerTypical 1.3 acBigger

Bigger than 8% of homes nearby

Year built1912
OlderTypical 1978Newer

Newer than 13% of homes nearby

How 95 River St ranks against every home in each area.
MeasureThis homeCharlestown 03603Sullivan County
Estimated valuepricier than$192,02012% of homes6% of homes
Price per ft²pricier than$1002% of homesalmost no homes
Living areabigger than1,915 ft²83% of homes65% of homes
Lot sizebigger than0.28 ac8% of homes15% of homes
Year builtnewer than191213% of homes15% of homes

About 95 River St

How much is 95 River St, Charlestown, NH worth?

The TopHap Estimate for 95 River St, Charlestown, NH is $192,020 as of Jul 14, 2026. The likely range is $150,347 to $233,693. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 95 River St, Charlestown, NH last sell?

95 River St, Charlestown, NH last sold on Aug 5, 2002 for $79,000, according to the county's recorded deed.

How big is 95 River St, Charlestown, NH?

95 River St, Charlestown, NH has 4 bedrooms, 1.5 bathrooms, 1,915 square feet of living space and a 0.28-acre lot.

When was 95 River St, Charlestown, NH built?

95 River St, Charlestown, NH was built in 1912, making it 114 years old. The building has 2 stories.

What schools serve 95 River St, Charlestown, NH?

95 River St, Charlestown, NH is assigned to Charlestown Middle School (middle), rated D-; Charlestown Primary School (elementary), rated A-; Fall Mountain Regional High School (high), rated D. All sit in Fall Mountain Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 95 River St, Charlestown, NH compare to other homes in Charlestown 03603?

Among the 2,171 homes in Charlestown 03603, it is worth more than 12% of them ($192,020 against a typical $277,226), its price per square foot is higher than 2% of them ($100 against a typical $198), it is bigger than 83% of them (1,915 ft² against a typical 1,268 ft²), its lot is bigger than 8% of them (0.28 ac against a typical 1.3 ac) and it is newer than 13% of them (1912 against a typical 1978). Measured against all of Sullivan County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 95 River St, Charlestown, NH?

The 2025 property tax bill for 95 River St, Charlestown, NH was $5,083. The county assessed it at $139,800.

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