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Single Family ResidenceResidential
$270,000$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $113,200 on Feb 7, 2008

9516 RACHEL RD

CLAY, MI 48001
3
Beds
2 / 1
Baths
1,358 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$270K
$248K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$113,200 · Feb 7, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,280
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,224
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$74,720
JP MORGAN CHASE BANK · recorded Nov 14, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,572 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$117,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$234,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySt. Clair
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Millside Elementary School
Elementary · Grades PK–1 · 0.7 mi
M
Algonac Juniorsenior High SchoolC+
Middle · Grades 7–12 · 1.7 mi

District: Algonac Community School District

Neighborhood · ZIP 48001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,036
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.333 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,758
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9516 Rachel Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in St. Clair County
  • Costs more per square foot than 82% of homes in St. Clair County
  • Has a smaller lot than 77% of homes in St. Clair County
  • Newer than 94% of homes in St. Clair County

What homes are worth in Algonac 48001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$751K

This home is worth more than 59% of homes in Algonac 48001.

How it measures up in Algonac 48001

The dot is this home. The mark in the middle is the typical home in Algonac 48001.

Estimated value$270,000
CheaperTypical $236,116Pricier

Pricier than 59% of homes nearby

Price per ft²$199
CheaperTypical $171Pricier

Pricier than 64% of homes nearby

Living area1,358 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.19 ac
SmallerTypical 0.24 acBigger

Bigger than 34% of homes nearby

Year built2004
OlderTypical 1977Newer

Newer than 90% of homes nearby

How 9516 Rachel Rd ranks against every home in each area.
MeasureThis homeAlgonac 48001St. Clair County
Estimated valuepricier than$270,00059% of homes66% of homes
Price per ft²pricier than$19964% of homes82% of homes
Living areabigger than1,358 ft²42% of homes40% of homes
Lot sizebigger than0.19 ac34% of homes23% of homes
Year builtnewer than200490% of homes94% of homes

About 9516 Rachel Rd

How much is 9516 Rachel Rd, Clay, MI worth?

The TopHap Estimate for 9516 Rachel Rd, Clay, MI is $270,000 as of Jun 23, 2026. The likely range is $248,400 to $291,600. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9516 Rachel Rd, Clay, MI last sell?

9516 Rachel Rd, Clay, MI last sold on Feb 7, 2008 for $113,200, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 9516 Rachel Rd, Clay, MI?

9516 Rachel Rd, Clay, MI has 3 bedrooms, 2 bathrooms, 1,358 square feet of living space and a 0.19-acre lot.

When was 9516 Rachel Rd, Clay, MI built?

9516 Rachel Rd, Clay, MI was built in 2004, making it 22 years old. It is a ranch home. The building has 1 story.

What schools serve 9516 Rachel Rd, Clay, MI?

9516 Rachel Rd, Clay, MI is assigned to Millside Elementary School (elementary); Algonac Juniorsenior High School (middle), rated C+. All sit in Algonac Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9516 Rachel Rd, Clay, MI compare to other homes in Algonac 48001?

Among the 6,224 homes in Algonac 48001, it is worth more than 59% of them ($270,000 against a typical $236,116), its price per square foot is higher than 64% of them ($199 against a typical $171), it is bigger than 42% of them (1,358 ft² against a typical 1,468 ft²), its lot is bigger than 34% of them (0.19 ac against a typical 0.24 ac) and it is newer than 90% of them (2004 against a typical 1977). Measured against all of St. Clair County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9516 Rachel Rd, Clay, MI?

The 2024 property tax bill for 9516 Rachel Rd, Clay, MI was $2,572. The county assessed it at $117,400.

Closest homes

More homes in Clay 48001

Assigned schools

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