Skip to content
Skip to content
TopHapOpen in map
Vacant LandVacant Land

96 RIVER RD

LUDLOW, KY 41016
0
Baths
1,922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$186 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$14,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Vacant Land
CountyKenton
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John G Carlisle Elementary SchoolB+
Elementary · Grades KG–5 · 1.5 mi
H
Holmes High SchoolD-
High · Grades 9–12 · 2.9 mi
M
Holmes Middle SchoolD+
Middle · Grades 6–8 · 2.9 mi

District: Covington Independent School District

Neighborhood · ZIP 41016These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.212
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.5,689
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,782 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,510
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,149
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

96 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 85% of homes in Covington 41016
  • Has a bigger lot than 91% of homes in Covington 41016

How it measures up in Covington 41016

The dot is this home. The mark in the middle is the typical home in Covington 41016.

Living area1,922 ft²
SmallerTypical 1,366 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.17 ac
SmallerTypical 3,485 ft²Bigger

Bigger than 91% of homes nearby

How 96 River Rd ranks against every home in each area.
MeasureThis homeCovington 41016Kenton County
Living areabigger than1,922 ft²85% of homes74% of homes
Lot sizebigger than0.17 ac91% of homes33% of homes

About 96 River Rd

When did 96 River Rd, Ludlow, KY last sell?

96 River Rd, Ludlow, KY last sold on Apr 19, 2021, according to the county's recorded deed.

How big is 96 River Rd, Ludlow, KY?

96 River Rd, Ludlow, KY has 1,922 square feet of living space and a 0.17-acre lot.

What schools serve 96 River Rd, Ludlow, KY?

96 River Rd, Ludlow, KY is assigned to John G Carlisle Elementary School (elementary), rated B+; Holmes High School (high), rated D-; Holmes Middle School (middle), rated D+. All sit in Covington Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 96 River Rd, Ludlow, KY compare to other homes in Covington 41016?

Among the 2,345 homes in Covington 41016, it is bigger than 85% of them (1,922 ft² against a typical 1,366 ft²) and its lot is bigger than 91% of them (0.17 ac against a typical 3,485 ft²). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 96 River Rd, Ludlow, KY?

The 2025 property tax bill for 96 River Rd, Ludlow, KY was $186. The county assessed it at $14,000.

Closest homes

More homes in Ludlow 41016

Assigned schools

Explore the area

See this home in context

Open 96 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map