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Single Family ResidenceResidential
$17,137$18 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

963 STEPHENS ST

MONTGOMERY, AL 36108
1
Baths
942 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,749 ft²
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$17K
$11K low$23K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$309 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,710
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 114 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carver High SchoolD+
High · Grades 9–12 · 0.4 mi
E
Nixon Elementary SchoolB
Elementary · Grades KG–5 · 0.8 mi
M
Southlawn Middle SchoolD-
Middle · Grades 6–8 · 4.0 mi

District: Montgomery County School District

Neighborhood · ZIP 36108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.34%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.16,504
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.210 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,068
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$46,530
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

963 Stephens St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Montgomery County
  • Costs less per square foot than 98% of homes in Montgomery County
  • Smaller than 95% of homes in Montgomery County
  • Has a smaller lot than 98% of homes in Montgomery 36108
  • Older than 89% of homes in Montgomery County

What homes are worth in Montgomery 36108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$14K$240K

This home is worth more than 5% of homes in Montgomery 36108.

How it measures up in Montgomery 36108

The dot is this home. The mark in the middle is the typical home in Montgomery 36108.

Estimated value$17,137
CheaperTypical $63,769Pricier

Pricier than 5% of homes nearby

Price per ft²$18
CheaperTypical $49Pricier

Pricier than 7% of homes nearby

Living area942 ft²
SmallerTypical 1,247 ft²Bigger

Bigger than 15% of homes nearby

Lot size2,749 ft²
SmallerTypical 0.19 acBigger

Bigger than 2% of homes nearby

Year built1945
OlderTypical 1967Newer

Newer than 16% of homes nearby

How 963 Stephens St ranks against every home in each area.
MeasureThis homeMontgomery 36108Montgomery County
Estimated valuepricier than$17,1375% of homesalmost no homes
Price per ft²pricier than$187% of homes2% of homes
Living areabigger than942 ft²15% of homes5% of homes
Lot sizebigger than2,749 ft²2% of homes4% of homes
Year builtnewer than194516% of homes11% of homes

About 963 Stephens St

How much is 963 Stephens St, Montgomery, AL worth?

The TopHap Estimate for 963 Stephens St, Montgomery, AL is $17,137 as of Sep 24, 2026. The likely range is $11,368 to $22,906. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 963 Stephens St, Montgomery, AL?

963 Stephens St, Montgomery, AL has 1 bathrooms and 942 square feet of living space.

When was 963 Stephens St, Montgomery, AL built?

963 Stephens St, Montgomery, AL was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 963 Stephens St, Montgomery, AL?

963 Stephens St, Montgomery, AL is assigned to Carver High School (high), rated D+; Nixon Elementary School (elementary), rated B; Southlawn Middle School (middle), rated D-. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 963 Stephens St, Montgomery, AL compare to other homes in Montgomery 36108?

Among the 7,131 homes in Montgomery 36108, it is worth more than 5% of them ($17,137 against a typical $63,769), its price per square foot is higher than 7% of them ($18 against a typical $49), it is bigger than 15% of them (942 ft² against a typical 1,247 ft²), its lot is bigger than 2% of them (2,749 ft² against a typical 0.19 ac) and it is newer than 16% of them (1945 against a typical 1967). Measured against all of Montgomery County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 963 Stephens St, Montgomery, AL?

The 2025 property tax bill for 963 Stephens St, Montgomery, AL was $309. The county assessed it at $3,860.

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