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Single Family ResidenceResidential
$323,512$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

964 LAUREL RIDGE RD

CLEVELAND, GA 30528
2
Beds
2
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$324K
$288K low$359K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,512
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,810
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
EMBRACE HOME LOANS · recorded Sep 30, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
MOUNTAIN VALLEY COMMUNITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,875 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$357,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhite
Lot (acres)The size of the land the home sits on, from county records.1.33
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,448 ft²Patio · 1,448 ft²Porch · 729 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mt. Yonah Elementary SchoolA
Elementary · Grades KG–5 · 1.6 mi
M
White County Middle SchoolB-
Middle · Grades 6–8 · 4.4 mi
H
White County High SchoolA-
High · Grades 10–12 · 5.2 mi

District: White County School District

Neighborhood · ZIP 30528These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.25,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.141 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,630
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,136
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

964 Laurel Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in White County
  • Bigger than 74% of homes in Cleveland 30528
  • Older than 75% of homes in Cleveland 30528

What homes are worth in Cleveland 30528

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$906K

This home is worth more than 47% of homes in Cleveland 30528.

How it measures up in Cleveland 30528

The dot is this home. The mark in the middle is the typical home in Cleveland 30528.

Estimated value$323,512
CheaperTypical $332,322Pricier

Pricier than 47% of homes nearby

Price per ft²$165
CheaperTypical $211Pricier

Pricier than 21% of homes nearby

Living area1,960 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 74% of homes nearby

Lot size1.33 ac
SmallerTypical 2 acBigger

Bigger than 36% of homes nearby

Year built1983
OlderTypical 1996Newer

Newer than 25% of homes nearby

How 964 Laurel Ridge Rd ranks against every home in each area.
MeasureThis homeCleveland 30528White County
Estimated valuepricier than$323,51247% of homes45% of homes
Price per ft²pricier than$16521% of homes20% of homes
Living areabigger than1,960 ft²74% of homes73% of homes
Lot sizebigger than1.33 ac36% of homes36% of homes
Year builtnewer than198325% of homes25% of homes

About 964 Laurel Ridge Rd

How much is 964 Laurel Ridge Rd, Cleveland, GA worth?

The TopHap Estimate for 964 Laurel Ridge Rd, Cleveland, GA is $323,512 as of Jun 23, 2026. The likely range is $287,925 to $359,098. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 964 Laurel Ridge Rd, Cleveland, GA last sell?

964 Laurel Ridge Rd, Cleveland, GA last sold on Feb 11, 1999, according to the county's recorded deed.

How big is 964 Laurel Ridge Rd, Cleveland, GA?

964 Laurel Ridge Rd, Cleveland, GA has 2 bedrooms, 2 bathrooms, 1,960 square feet of living space and a 1.33-acre lot.

When was 964 Laurel Ridge Rd, Cleveland, GA built?

964 Laurel Ridge Rd, Cleveland, GA was built in 1983, making it 43 years old. The building has 2 stories.

What schools serve 964 Laurel Ridge Rd, Cleveland, GA?

964 Laurel Ridge Rd, Cleveland, GA is assigned to Mt. Yonah Elementary School (elementary), rated A; White County Middle School (middle), rated B-; White County High School (high), rated A-. All sit in White County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 964 Laurel Ridge Rd, Cleveland, GA compare to other homes in Cleveland 30528?

Among the 11,058 homes in Cleveland 30528, it is worth more than 47% of them ($323,512 against a typical $332,322), its price per square foot is higher than 21% of them ($165 against a typical $211), it is bigger than 74% of them (1,960 ft² against a typical 1,520 ft²), its lot is bigger than 36% of them (1.33 ac against a typical 2 ac) and it is newer than 25% of them (1983 against a typical 1996). Measured against all of White County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 964 Laurel Ridge Rd, Cleveland, GA?

The 2024 property tax bill for 964 Laurel Ridge Rd, Cleveland, GA was $2,875. The county assessed it at $143,000.

Closest homes

More homes in Cleveland 30528

Assigned schools

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