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Single Family ResidenceResidential
$580,544$422 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $495,000 on Aug 5, 2021

964 UNIVERSITY TER

RENO, NV 89503
3
Beds
1.5
Baths
1,377 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1943
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$581K
$543K low$618K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$495,000 · Aug 5, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$152,177
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$121,742
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$428,367
PRIMARY RESIDENTIAL MORTGAGE INC · recorded Aug 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$764 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,964 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,835
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,129
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,564
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,781

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHOE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1945
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 117 ft²Patio · 117 ft²Porch · 28 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elmcrest Elementary SchoolC-
Elementary · Grades KG–5 · 0.8 mi
H
Reno High SchoolA-
High · Grades 9–12 · 1.0 mi
M
Archie Clayton Middle SchoolC+
Middle · Grades 6–8 · 1.1 mi

District: Washoe County School District

Neighborhood · ZIP 89503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.292

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.28,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,321 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,567
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,710
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

964 University Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Reno 89503
  • Costs more per square foot than 85% of homes in Reno 89503
  • Smaller than 71% of homes in Washoe County
  • Has a smaller lot than 68% of homes in West University
  • Older than 98% of homes in Washoe County

What homes are worth in Reno 89503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$751K

This home is worth more than 81% of homes in Reno 89503.

How it measures up in Reno 89503

The dot is this home. The mark in the middle is the typical home in Reno 89503.

Estimated value$580,544
CheaperTypical $488,636Pricier

Pricier than 81% of homes nearby

Price per ft²$422
CheaperTypical $336Pricier

Pricier than 85% of homes nearby

Living area1,377 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.15 ac
SmallerTypical 0.15 acBigger

Bigger than 49% of homes nearby

Year built1943
OlderTypical 1972Newer

Newer than 7% of homes nearby

How 964 University Ter ranks against every home in each area.
MeasureThis homeWest UniversityReno 89503Washoe County
Estimated valuepricier than$580,54461% of homes81% of homes51% of homes
Price per ft²pricier than$42265% of homes85% of homes80% of homes
Living areabigger than1,377 ft²47% of homes51% of homes29% of homes
Lot sizebigger than0.15 ac32% of homes49% of homes37% of homes
Year builtnewer than194326% of homes7% of homes2% of homes

About 964 University Ter

How much is 964 University Ter, Reno, NV worth?

The TopHap Estimate for 964 University Ter, Reno, NV is $580,544 as of Jul 14, 2026. The likely range is $543,498 to $617,590. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 964 University Ter, Reno, NV last sell?

964 University Ter, Reno, NV last sold on Aug 5, 2021 for $495,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 964 University Ter, Reno, NV?

964 University Ter, Reno, NV has 3 bedrooms, 1.5 bathrooms, 1,377 square feet of living space and a 0.15-acre lot.

When was 964 University Ter, Reno, NV built?

964 University Ter, Reno, NV was built in 1943, making it 83 years old. The building has 1 story.

What schools serve 964 University Ter, Reno, NV?

964 University Ter, Reno, NV is assigned to Elmcrest Elementary School (elementary), rated C-; Reno High School (high), rated A-; Archie Clayton Middle School (middle), rated C+. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 964 University Ter, Reno, NV compare to other homes in Reno 89503?

Among the 8,877 homes in Reno 89503, it is worth more than 81% of them ($580,544 against a typical $488,636), its price per square foot is higher than 85% of them ($422 against a typical $336), it is bigger than 51% of them (1,377 ft² against a typical 1,364 ft²), its lot is bigger than 49% of them (0.15 ac against a typical 0.15 ac) and it is newer than 7% of them (1943 against a typical 1972). Measured against all of Washoe County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 964 University Ter, Reno, NV?

The 2025 property tax bill for 964 University Ter, Reno, NV was $764. The county assessed it at $61,964.

Closest homes

More homes in Reno 89503

Assigned schools

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