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Single Family ResidenceResidential
$345,257$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

964 WINTER RIDGE DR

SIDNEY, OH 45365
2
Beds
2 / 1
Baths
1,463 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$308K low$383K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.246%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$931,000
FIRST NATIONAL BANK OF NEW BREMEN · recorded Nov 14, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,564 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,660 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,690
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,170

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.4
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 30 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northwood Intermediate SchoolC
Elementary · Grades 3–4 · 2.0 mi
H
Sidney High SchoolD+
High · Grades 9–12 · 3.6 mi
M
Sidney Middle SchoolB-
Middle · Grades 5–8 · 3.7 mi

District: Sidney City School District

Neighborhood · ZIP 45365These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.205
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,120
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,303
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

964 Winter Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Sidney 45365
  • Costs more per square foot than 94% of homes in Sidney 45365
  • Smaller than 66% of homes in Shelby County
  • Has a smaller lot than 81% of homes in Shelby County
  • Newer than 96% of homes in Sidney 45365

What homes are worth in Sidney 45365

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$686K

This home is worth more than 77% of homes in Sidney 45365.

How it measures up in Sidney 45365

The dot is this home. The mark in the middle is the typical home in Sidney 45365.

Estimated value$345,257
CheaperTypical $220,277Pricier

Pricier than 77% of homes nearby

Price per ft²$236
CheaperTypical $142Pricier

Pricier than 94% of homes nearby

Living area1,463 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.17 ac
SmallerTypical 0.27 acBigger

Bigger than 26% of homes nearby

Year built2009
OlderTypical 1970Newer

Newer than 96% of homes nearby

How 964 Winter Ridge Dr ranks against every home in each area.
MeasureThis homeSidney 45365Shelby County
Estimated valuepricier than$345,25777% of homes72% of homes
Price per ft²pricier than$23694% of homes91% of homes
Living areabigger than1,463 ft²38% of homes34% of homes
Lot sizebigger than0.17 ac26% of homes19% of homes
Year builtnewer than200996% of homes95% of homes

About 964 Winter Ridge Dr

How much is 964 Winter Ridge Dr, Sidney, OH worth?

The TopHap Estimate for 964 Winter Ridge Dr, Sidney, OH is $345,257 as of Jul 14, 2026. The likely range is $307,705 to $382,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 964 Winter Ridge Dr, Sidney, OH last sell?

964 Winter Ridge Dr, Sidney, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 964 Winter Ridge Dr, Sidney, OH?

964 Winter Ridge Dr, Sidney, OH has 2 bedrooms, 2 bathrooms, 1,463 square feet of living space and a 0.17-acre lot.

When was 964 Winter Ridge Dr, Sidney, OH built?

964 Winter Ridge Dr, Sidney, OH was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 964 Winter Ridge Dr, Sidney, OH?

964 Winter Ridge Dr, Sidney, OH is assigned to Northwood Intermediate School (elementary), rated C; Sidney High School (high), rated D+; Sidney Middle School (middle), rated B-. All sit in Sidney City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 964 Winter Ridge Dr, Sidney, OH compare to other homes in Sidney 45365?

Among the 11,475 homes in Sidney 45365, it is worth more than 77% of them ($345,257 against a typical $220,277), its price per square foot is higher than 94% of them ($236 against a typical $142), it is bigger than 38% of them (1,463 ft² against a typical 1,664 ft²), its lot is bigger than 26% of them (0.17 ac against a typical 0.27 ac) and it is newer than 96% of them (2009 against a typical 1970). Measured against all of Shelby County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 964 Winter Ridge Dr, Sidney, OH?

The 2025 property tax bill for 964 Winter Ridge Dr, Sidney, OH was $2,564. The county assessed it at $75,660.

Closest homes

More homes in Sidney 45365

Assigned schools

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