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Single Family ResidenceResidential
$148,697$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $47,000 on Mar 3, 2020

9645 RIVER RD

SPRING HILL, FL 34608
2
Beds
1
Baths
660 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$149K
$136K low$162K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$47,000 · Mar 3, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$148,697
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$118,958

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$78,207 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,332
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,843
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$78,207

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHernando
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 15 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Explorer K-8 SchoolC-
Elementary · Grades PK–8 · 0.7 mi
H
Central High SchoolD+
High · Grades 9–12 · 6.7 mi

District: Hernando County School District

Neighborhood · ZIP 34608These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,255
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,466 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,938
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9645 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Spring Hill 34608
  • Costs more per square foot than 95% of homes in Spring Hill 34608
  • Among the smallest homes in Spring Hill 34608
  • Older than 96% of homes in Spring Hill 34608

What homes are worth in Spring Hill 34608

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$431K

This home is worth less than almost all homes in Spring Hill 34608.

How it measures up in Spring Hill 34608

The dot is this home. The mark in the middle is the typical home in Spring Hill 34608.

Estimated value$148,697
CheaperTypical $286,026Pricier

Cheaper than almost all homes nearby

Price per ft²$225
CheaperTypical $178Pricier

Pricier than 95% of homes nearby

Living area660 ft²
SmallerTypical 1,634 ft²Bigger

Smaller than almost all homes nearby

Lot size0.2 ac
SmallerTypical 0.23 acBigger

Bigger than 46% of homes nearby

Year built1977
OlderTypical 1988Newer

Newer than 4% of homes nearby

How 9645 River Rd ranks against every home in each area.
MeasureThis homeSpring Hill 34608Hernando County
Estimated valuepricier than$148,697almost no homes3% of homes
Price per ft²pricier than$22595% of homes84% of homes
Living areabigger than660 ft²almost no homes3% of homes
Lot sizebigger than0.2 ac46% of homes44% of homes
Year builtnewer than19774% of homes13% of homes

About 9645 River Rd

How much is 9645 River Rd, Spring Hill, FL worth?

The TopHap Estimate for 9645 River Rd, Spring Hill, FL is $148,697 as of Jul 14, 2026. The likely range is $135,803 to $161,591. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9645 River Rd, Spring Hill, FL last sell?

9645 River Rd, Spring Hill, FL last sold on Mar 3, 2020 for $47,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 9645 River Rd, Spring Hill, FL?

9645 River Rd, Spring Hill, FL has 2 bedrooms, 1 bathrooms, 660 square feet of living space and a 0.20-acre lot.

When was 9645 River Rd, Spring Hill, FL built?

9645 River Rd, Spring Hill, FL was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 9645 River Rd, Spring Hill, FL?

9645 River Rd, Spring Hill, FL is assigned to Explorer K-8 School (elementary), rated C-; Central High School (high), rated D+. All sit in Hernando County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9645 River Rd, Spring Hill, FL compare to other homes in Spring Hill 34608?

Among the 13,472 homes in Spring Hill 34608, it is worth more than almost none of them ($148,697 against a typical $286,026), its price per square foot is higher than 95% of them ($225 against a typical $178), it is bigger than almost none of them (660 ft² against a typical 1,634 ft²), its lot is bigger than 46% of them (0.2 ac against a typical 0.23 ac) and it is newer than 4% of them (1977 against a typical 1988). Measured against all of Hernando County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9645 River Rd, Spring Hill, FL?

The 2025 property tax bill for 9645 River Rd, Spring Hill, FL was $1,116. The county assessed it at $78,207.

Closest homes

More homes in Spring Hill 34608

Assigned schools

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