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Single Family ResidenceResidential
$186,153$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $97,000 on Sep 18, 2006

9646 RIVER RD

SPRING HILL, FL 34608
2
Beds
1
Baths
924 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$186K
$174K low$198K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$97,000 · Sep 18, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,153
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,322
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,000
USDA RURAL HOUSING SERVICE · P · recorded Sep 18, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
HERNANDO COUNTY (FL)

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$146 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,215 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,223
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,462

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHernando
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1983
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 198 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Explorer K-8 SchoolC-
Elementary · Grades PK–8 · 0.7 mi
H
Central High SchoolD+
High · Grades 9–12 · 6.7 mi

District: Hernando County School District

Neighborhood · ZIP 34608These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,255
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,466 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,938
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9646 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Spring Hill 34608
  • Costs more per square foot than 82% of homes in Spring Hill 34608
  • Smaller than 96% of homes in Spring Hill 34608
  • Older than 96% of homes in Spring Hill 34608

What homes are worth in Spring Hill 34608

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$431K

This home is worth more than 3% of homes in Spring Hill 34608.

How it measures up in Spring Hill 34608

The dot is this home. The mark in the middle is the typical home in Spring Hill 34608.

Estimated value$186,153
CheaperTypical $286,026Pricier

Pricier than 3% of homes nearby

Price per ft²$201
CheaperTypical $178Pricier

Pricier than 82% of homes nearby

Living area924 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.2 ac
SmallerTypical 0.23 acBigger

Bigger than 46% of homes nearby

Year built1977
OlderTypical 1988Newer

Newer than 4% of homes nearby

How 9646 River Rd ranks against every home in each area.
MeasureThis homeSpring Hill 34608Hernando County
Estimated valuepricier than$186,1533% of homes7% of homes
Price per ft²pricier than$20182% of homes73% of homes
Living areabigger than924 ft²4% of homes11% of homes
Lot sizebigger than0.2 ac46% of homes44% of homes
Year builtnewer than19774% of homes13% of homes

About 9646 River Rd

How much is 9646 River Rd, Spring Hill, FL worth?

The TopHap Estimate for 9646 River Rd, Spring Hill, FL is $186,153 as of Jul 14, 2026. The likely range is $174,163 to $198,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9646 River Rd, Spring Hill, FL last sell?

9646 River Rd, Spring Hill, FL last sold on Sep 18, 2006 for $97,000, according to the county's recorded deed.

How big is 9646 River Rd, Spring Hill, FL?

9646 River Rd, Spring Hill, FL has 2 bedrooms, 1 bathrooms, 924 square feet of living space and a 0.20-acre lot.

When was 9646 River Rd, Spring Hill, FL built?

9646 River Rd, Spring Hill, FL was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 9646 River Rd, Spring Hill, FL?

9646 River Rd, Spring Hill, FL is assigned to Explorer K-8 School (elementary), rated C-; Central High School (high), rated D+. All sit in Hernando County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9646 River Rd, Spring Hill, FL compare to other homes in Spring Hill 34608?

Among the 13,472 homes in Spring Hill 34608, it is worth more than 3% of them ($186,153 against a typical $286,026), its price per square foot is higher than 82% of them ($201 against a typical $178), it is bigger than 4% of them (924 ft² against a typical 1,634 ft²), its lot is bigger than 46% of them (0.2 ac against a typical 0.23 ac) and it is newer than 4% of them (1977 against a typical 1988). Measured against all of Hernando County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9646 River Rd, Spring Hill, FL?

The 2025 property tax bill for 9646 River Rd, Spring Hill, FL was $146. The county assessed it at $35,215.

Closest homes

More homes in Spring Hill 34608

Assigned schools

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