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Single Family ResidenceResidential
$861,392$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

965 FREDERICK RD

ROCKINGHAM, VA 22801
3
Beds
2.5
Baths
2,921 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$861K
$749K low$973K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$211,392
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$169,114
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$450,000
PRIMARY RESIDENTIAL MORTGAGE INC · recorded Apr 1, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
BANK OF THE JAMES

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,554 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$690,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$575,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$653,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$690,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKINGHAM
Lot (acres)The size of the land the home sits on, from county records.0.46
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peak View Elementary SchoolA-
Elementary · Grades PK–5 · 1.8 mi
M
Montevideo Middle SchoolB-
Middle · Grades 6–8 · 3.2 mi
H
Spotswood High SchoolB+
High · Grades 9–12 · 3.5 mi

District: Rockingham County Public Schools

Neighborhood · ZIP 22801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.42,820
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,308
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,915
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 Frederick Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Harrisonburg 22801
  • Costs more per square foot than 91% of homes in Harrisonburg 22801
  • Bigger than 93% of homes in Rockingham County
  • Has a bigger lot than 78% of homes in Harrisonburg 22801
  • Newer than 94% of homes in Rockingham County

What homes are worth in Harrisonburg 22801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$928K

This home is worth more than 97% of homes in Harrisonburg 22801.

How it measures up in Harrisonburg 22801

The dot is this home. The mark in the middle is the typical home in Harrisonburg 22801.

Estimated value$861,392
CheaperTypical $374,960Pricier

Pricier than 97% of homes nearby

Price per ft²$295
CheaperTypical $225Pricier

Pricier than 91% of homes nearby

Living area2,921 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.46 ac
SmallerTypical 0.24 acBigger

Bigger than 78% of homes nearby

Year built2022
OlderTypical 1998Newer

Newer than 90% of homes nearby

How 965 Frederick Rd ranks against every home in each area.
MeasureThis homeHarrisonburg 22801Rockingham County
Estimated valuepricier than$861,39297% of homes97% of homes
Price per ft²pricier than$29591% of homes86% of homes
Living areabigger than2,921 ft²91% of homes93% of homes
Lot sizebigger than0.46 ac78% of homes40% of homes
Year builtnewer than202290% of homes94% of homes

About 965 Frederick Rd

How much is 965 Frederick Rd, Rockingham, VA worth?

The TopHap Estimate for 965 Frederick Rd, Rockingham, VA is $861,392 as of Jun 23, 2026. The likely range is $749,411 to $973,372. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 Frederick Rd, Rockingham, VA last sell?

965 Frederick Rd, Rockingham, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 965 Frederick Rd, Rockingham, VA?

965 Frederick Rd, Rockingham, VA has 3 bedrooms, 2.5 bathrooms, 2,921 square feet of living space and a 0.46-acre lot.

When was 965 Frederick Rd, Rockingham, VA built?

965 Frederick Rd, Rockingham, VA was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 965 Frederick Rd, Rockingham, VA?

965 Frederick Rd, Rockingham, VA is assigned to Peak View Elementary School (elementary), rated A-; Montevideo Middle School (middle), rated B-; Spotswood High School (high), rated B+. All sit in Rockingham County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 Frederick Rd, Rockingham, VA compare to other homes in Harrisonburg 22801?

Among the 11,079 homes in Harrisonburg 22801, it is worth more than 97% of them ($861,392 against a typical $374,960), its price per square foot is higher than 91% of them ($295 against a typical $225), it is bigger than 91% of them (2,921 ft² against a typical 1,616 ft²), its lot is bigger than 78% of them (0.46 ac against a typical 0.24 ac) and it is newer than 90% of them (2022 against a typical 1998). Measured against all of Rockingham County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 Frederick Rd, Rockingham, VA?

The 2026 property tax bill for 965 Frederick Rd, Rockingham, VA was $4,554. The county assessed it at $690,000.

Closest homes

More homes in Rockingham 22801

Assigned schools

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