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Single Family ResidenceResidential
$223,417$89 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

965 RIVER RD

PEARSON, GA 31642
1
Baths
2,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$223K
$129K low$318K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,792
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,834
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$48,625
CITIZENS SECURITY BANK · recorded Jul 5, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$715 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,332 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,255
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,077
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,332
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,830

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAtkinson
Lot (acres)The size of the land the home sits on, from county records.12.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 256 ft²Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Atkinson County High CountyB-
High · Grades 9–12 · 3.7 mi
M
Atkinson County Middle SchoolB
Middle · Grades 6–8 · 3.7 mi
E
Pearson Elementary SchoolC+
Elementary · Grades PK–5 · 4.8 mi

District: Atkinson County School District

Neighborhood · ZIP 31642These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,185
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,053
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

965 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Atkinson County
  • Costs more per square foot than 74% of homes in Atkinson County
  • Bigger than 94% of homes in Pearson 31642
  • Has a bigger lot than 84% of homes in Pearson 31642
  • Older than 87% of homes in Pearson 31642

What homes are worth in Pearson 31642

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$356K

This home is worth more than 90% of homes in Pearson 31642.

How it measures up in Pearson 31642

The dot is this home. The mark in the middle is the typical home in Pearson 31642.

Estimated value$223,417
CheaperTypical $84,842Pricier

Pricier than 90% of homes nearby

Price per ft²$89
CheaperTypical $64Pricier

Pricier than 70% of homes nearby

Living area2,512 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 94% of homes nearby

Lot size12 ac
SmallerTypical 1.3 acBigger

Bigger than 84% of homes nearby

Year built1940
OlderTypical 1980Newer

Newer than 13% of homes nearby

How 965 River Rd ranks against every home in each area.
MeasureThis homePearson 31642Atkinson County
Estimated valuepricier than$223,41790% of homes92% of homes
Price per ft²pricier than$8970% of homes74% of homes
Living areabigger than2,512 ft²94% of homes93% of homes
Lot sizebigger than12 ac84% of homes83% of homes
Year builtnewer than194013% of homes15% of homes

About 965 River Rd

How much is 965 River Rd, Pearson, GA worth?

The TopHap Estimate for 965 River Rd, Pearson, GA is $223,417 as of Jul 14, 2026. The likely range is $128,701 to $318,133. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 965 River Rd, Pearson, GA last sell?

965 River Rd, Pearson, GA last sold on Dec 30, 1998, according to the county's recorded deed.

How big is 965 River Rd, Pearson, GA?

965 River Rd, Pearson, GA has 1 bathrooms, 2,512 square feet of living space and a 12.00-acre lot.

When was 965 River Rd, Pearson, GA built?

965 River Rd, Pearson, GA was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 965 River Rd, Pearson, GA?

965 River Rd, Pearson, GA is assigned to Atkinson County High County (high), rated B-; Atkinson County Middle School (middle), rated B; Pearson Elementary School (elementary), rated C+. All sit in Atkinson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 965 River Rd, Pearson, GA compare to other homes in Pearson 31642?

Among the 1,619 homes in Pearson 31642, it is worth more than 90% of them ($223,417 against a typical $84,842), its price per square foot is higher than 70% of them ($89 against a typical $64), it is bigger than 94% of them (2,512 ft² against a typical 1,344 ft²), its lot is bigger than 84% of them (12 ac against a typical 1.3 ac) and it is newer than 13% of them (1940 against a typical 1980). Measured against all of Atkinson County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 965 River Rd, Pearson, GA?

The 2024 property tax bill for 965 River Rd, Pearson, GA was $715. The county assessed it at $34,332.

Closest homes

More homes in Pearson 31642

Assigned schools

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