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Single Family ResidenceResidential
$407,547$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $20,000 on Feb 15, 1995

9650 SPRING RIDGE CIR

ESTERO, FL 33928
3
Beds
2
Baths
2,643 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$408K
$378K low$438K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Feb 15, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$332,547
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$266,038
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
SUNCOAST CU · recorded Jul 18, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,785 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$483,371 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$397,711
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,974
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$483,371

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.81%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 589 ft²Porch · 150 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Estero High SchoolC
High · Grades 9–12 · 0.3 mi
E
Three Oaks Elementary SchoolA-
Elementary · Grades KG–5 · 1.9 mi
M
Three Oaks Middle SchoolA
Middle · Grades 6–8 · 3.1 mi

District: Lee County School District

Neighborhood · ZIP 33928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.32,467
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.454 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,118
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,514
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9650 Spring Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Estero 33928
  • Bigger than 78% of homes in Lee County
  • Has a bigger lot than 82% of homes in Estero 33928
  • Older than 84% of homes in Estero 33928

What homes are worth in Estero 33928

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$1.4M

This home is worth more than 36% of homes in Estero 33928.

How it measures up in Estero 33928

The dot is this home. The mark in the middle is the typical home in Estero 33928.

Estimated value$407,547
CheaperTypical $484,851Pricier

Pricier than 36% of homes nearby

Price per ft²$154
CheaperTypical $214Pricier

Pricier than 9% of homes nearby

Living area2,643 ft²
SmallerTypical 2,043 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.28 ac
SmallerTypical 0.19 acBigger

Bigger than 82% of homes nearby

Year built1995
OlderTypical 2004Newer

Newer than 16% of homes nearby

How 9650 Spring Ridge Cir ranks against every home in each area.
MeasureThis homeEstero 33928Lee County
Estimated valuepricier than$407,54736% of homes62% of homes
Price per ft²pricier than$1549% of homes26% of homes
Living areabigger than2,643 ft²66% of homes78% of homes
Lot sizebigger than0.28 ac82% of homes75% of homes
Year builtnewer than199516% of homes44% of homes

About 9650 Spring Ridge Cir

How much is 9650 Spring Ridge Cir, Estero, FL worth?

The TopHap Estimate for 9650 Spring Ridge Cir, Estero, FL is $407,547 as of Jul 14, 2026. The likely range is $377,585 to $437,509. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9650 Spring Ridge Cir, Estero, FL last sell?

9650 Spring Ridge Cir, Estero, FL last sold on Feb 15, 1995 for $20,000, according to the county's recorded deed.

How big is 9650 Spring Ridge Cir, Estero, FL?

9650 Spring Ridge Cir, Estero, FL has 3 bedrooms, 2 bathrooms, 2,643 square feet of living space and a 0.28-acre lot.

When was 9650 Spring Ridge Cir, Estero, FL built?

9650 Spring Ridge Cir, Estero, FL was built in 1995, making it 31 years old. It is a ranch home. The building has 1 story.

What schools serve 9650 Spring Ridge Cir, Estero, FL?

9650 Spring Ridge Cir, Estero, FL is assigned to Estero High School (high), rated C; Three Oaks Elementary School (elementary), rated A-; Three Oaks Middle School (middle), rated A. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9650 Spring Ridge Cir, Estero, FL compare to other homes in Estero 33928?

Among the 20,838 homes in Estero 33928, it is worth more than 36% of them ($407,547 against a typical $484,851), its price per square foot is higher than 9% of them ($154 against a typical $214), it is bigger than 66% of them (2,643 ft² against a typical 2,043 ft²), its lot is bigger than 82% of them (0.28 ac against a typical 0.19 ac) and it is newer than 16% of them (1995 against a typical 2004). Measured against all of Lee County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9650 Spring Ridge Cir, Estero, FL?

The 2025 property tax bill for 9650 Spring Ridge Cir, Estero, FL was $2,785. The county assessed it at $483,371.

Closest homes

More homes in Estero 33928

Assigned schools

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