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Single Family ResidenceResidential
$173,085$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

97 RADER AVE

COGAN STATION, PA 17728
2
Beds
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$173K
$159K low$187K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,085
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,468
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
MEMBERS 1ST FCU · recorded Oct 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,087 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,980 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,980
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$80,980

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLycoming
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hepburn-lycoming Primary SchoolB
Elementary · Grades KG–3 · 0.9 mi
H
Williamsport Area High SchoolC
High · Grades 9–12 · 4.8 mi
M
Williamsport Area Middle SchoolB
Middle · Grades 7–8 · 5.0 mi

District: Williamsport Area School District

Neighborhood · ZIP 17728These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,867
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,400
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,388
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Rader Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Cogan Station 17728
  • Costs less per square foot than 65% of homes in Cogan Station 17728
  • Smaller than 72% of homes in Lycoming County
  • Has a bigger lot than 85% of homes in Lycoming County
  • Older than 93% of homes in Cogan Station 17728

What homes are worth in Cogan Station 17728

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$502K

This home is worth more than 20% of homes in Cogan Station 17728.

How it measures up in Cogan Station 17728

The dot is this home. The mark in the middle is the typical home in Cogan Station 17728.

Estimated value$173,085
CheaperTypical $243,602Pricier

Pricier than 20% of homes nearby

Price per ft²$144
CheaperTypical $158Pricier

Pricier than 35% of homes nearby

Living area1,200 ft²
SmallerTypical 1,418 ft²Bigger

Bigger than 34% of homes nearby

Lot size2 ac
SmallerTypical 1.31 acBigger

Bigger than 66% of homes nearby

Year built1901
OlderTypical 1978Newer

Newer than 7% of homes nearby

How 97 Rader Ave ranks against every home in each area.
MeasureThis homeCogan Station 17728Lycoming County
Estimated valuepricier than$173,08520% of homes30% of homes
Price per ft²pricier than$14435% of homes46% of homes
Living areabigger than1,200 ft²34% of homes28% of homes
Lot sizebigger than2 ac66% of homes85% of homes
Year builtnewer than19017% of homes22% of homes

About 97 Rader Ave

How much is 97 Rader Ave, Cogan Station, PA worth?

The TopHap Estimate for 97 Rader Ave, Cogan Station, PA is $173,085 as of Jul 14, 2026. The likely range is $159,327 to $186,843. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 97 Rader Ave, Cogan Station, PA?

97 Rader Ave, Cogan Station, PA has 2 bedrooms, 1 bathrooms, 1,200 square feet of living space and a 2.00-acre lot.

When was 97 Rader Ave, Cogan Station, PA built?

97 Rader Ave, Cogan Station, PA was built in 1901, making it 125 years old. The building has 1 story.

What schools serve 97 Rader Ave, Cogan Station, PA?

97 Rader Ave, Cogan Station, PA is assigned to Hepburn-lycoming Primary School (elementary), rated B; Williamsport Area High School (high), rated C; Williamsport Area Middle School (middle), rated B. All sit in Williamsport Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Rader Ave, Cogan Station, PA compare to other homes in Cogan Station 17728?

Among the 1,786 homes in Cogan Station 17728, it is worth more than 20% of them ($173,085 against a typical $243,602), its price per square foot is higher than 35% of them ($144 against a typical $158), it is bigger than 34% of them (1,200 ft² against a typical 1,418 ft²), its lot is bigger than 66% of them (2 ac against a typical 1.31 ac) and it is newer than 7% of them (1901 against a typical 1978). Measured against all of Lycoming County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Rader Ave, Cogan Station, PA?

The 2026 property tax bill for 97 Rader Ave, Cogan Station, PA was $2,087. The county assessed it at $80,980.

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