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Single Family ResidenceResidential
$154,442$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $137,500 on Nov 20, 2024

97 RIVER RD

PUTNAM, CT 06260
2
Beds
1
Baths
760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$154K
$135K low$174K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$137,500 · Nov 20, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,442
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$114,754
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,000
CONNECTICUT HOUSING FINANCE AUTHORI · P · recorded Nov 20, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,205 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$133,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,720

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNORTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.83
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Putnam High SchoolB-
High · Grades 9–12 · 1.6 mi
E
Putnam Elementary SchoolC
Elementary · Grades PK–4 · 1.9 mi
M
Putnam Middle SchoolC+
Middle · Grades 5–8 · 1.9 mi

District: Putnam School District

Neighborhood · ZIP 06260These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,441
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.472 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,120
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,210
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Putnam 06260
  • Costs less per square foot than 84% of homes in Northeastern Connecticut County
  • Among the smallest homes in Putnam 06260
  • Has a smaller lot than 65% of homes in Northeastern Connecticut County

What homes are worth in Putnam 06260

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$690K

This home is worth less than almost all homes in Putnam 06260.

How it measures up in Putnam 06260

The dot is this home. The mark in the middle is the typical home in Putnam 06260.

Estimated value$154,442
CheaperTypical $347,372Pricier

Cheaper than almost all homes nearby

Price per ft²$203
CheaperTypical $236Pricier

Pricier than 26% of homes nearby

Living area760 ft²
SmallerTypical 1,588 ft²Bigger

Smaller than almost all homes nearby

Lot size0.83 ac
SmallerTypical 0.45 acBigger

Bigger than 62% of homes nearby

Year built1963
OlderTypical 1962Newer

Newer than 51% of homes nearby

How 97 River Rd ranks against every home in each area.
MeasureThis homePutnam 06260Northeastern Connecticut County
Estimated valuepricier than$154,442almost no homesalmost no homes
Price per ft²pricier than$20326% of homes16% of homes
Living areabigger than760 ft²almost no homes3% of homes
Lot sizebigger than0.83 ac62% of homes35% of homes
Year builtnewer than196351% of homes36% of homes

About 97 River Rd

How much is 97 River Rd, Putnam, CT worth?

The TopHap Estimate for 97 River Rd, Putnam, CT is $154,442 as of Jul 14, 2026. The likely range is $135,008 to $173,876. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 River Rd, Putnam, CT last sell?

97 River Rd, Putnam, CT last sold on Nov 20, 2024 for $137,500, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 97 River Rd, Putnam, CT?

97 River Rd, Putnam, CT has 2 bedrooms, 1 bathrooms, 760 square feet of living space and a 0.83-acre lot.

When was 97 River Rd, Putnam, CT built?

97 River Rd, Putnam, CT was built in 1963, making it 63 years old. It is a ranch home. The building has 1 story.

What schools serve 97 River Rd, Putnam, CT?

97 River Rd, Putnam, CT is assigned to Putnam High School (high), rated B-; Putnam Elementary School (elementary), rated C; Putnam Middle School (middle), rated C+. All sit in Putnam School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 River Rd, Putnam, CT compare to other homes in Putnam 06260?

Among the 2,866 homes in Putnam 06260, it is worth more than almost none of them ($154,442 against a typical $347,372), its price per square foot is higher than 26% of them ($203 against a typical $236), it is bigger than almost none of them (760 ft² against a typical 1,588 ft²), its lot is bigger than 62% of them (0.83 ac against a typical 0.45 ac) and it is newer than 51% of them (1963 against a typical 1962). Measured against all of Northeastern Connecticut County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 River Rd, Putnam, CT?

The 2025 property tax bill for 97 River Rd, Putnam, CT was $3,205. The county assessed it at $169,600.

Closest homes

More homes in Putnam 06260

Assigned schools

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