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Single Family ResidenceResidential
$772,462$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $517,579 on Dec 18, 2015

97 SIMMONS RIDGE RD

PRINCE FREDERICK, MD 20678
3.5
Baths
3,761 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$772K
$760K low$785K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$517,579 · Dec 18, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$171,862
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$137,490
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$499,000
AMERISAVE MORTGAGE CORP · recorded Feb 8, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,600
NYMEO FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,077 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$771,967 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$728,033
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$815,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.1.52
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 348 ft²Porch · 184 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calvert Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi
M
Plum Point Middle SchoolB
Middle · Grades 6–8 · 3.6 mi
H
Huntingtown High SchoolA-
High · Grades 9–12 · 5.6 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.250 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,770
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,407
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Simmons Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Prince Frederick 20678
  • Costs less per square foot than 92% of homes in Calvert County
  • Bigger than 96% of homes in Prince Frederick 20678
  • Has a bigger lot than 74% of homes in Calvert County
  • Newer than 95% of homes in Calvert County

What homes are worth in Prince Frederick 20678

Each bar is how many homes fall in that price range. The marker is this home.

This home
$228K$913K

This home is worth more than 92% of homes in Prince Frederick 20678.

How it measures up in Prince Frederick 20678

The dot is this home. The mark in the middle is the typical home in Prince Frederick 20678.

Estimated value$772,462
CheaperTypical $467,136Pricier

Pricier than 92% of homes nearby

Price per ft²$205
CheaperTypical $256Pricier

Pricier than 11% of homes nearby

Living area3,761 ft²
SmallerTypical 1,816 ft²Bigger

Bigger than 96% of homes nearby

Lot size1.52 ac
SmallerTypical 1 acBigger

Bigger than 68% of homes nearby

Year built2015
OlderTypical 1994Newer

Newer than 86% of homes nearby

How 97 Simmons Ridge Rd ranks against every home in each area.
MeasureThis homePrince Frederick 20678Calvert County
Estimated valuepricier than$772,46292% of homes90% of homes
Price per ft²pricier than$20511% of homes8% of homes
Living areabigger than3,761 ft²96% of homes96% of homes
Lot sizebigger than1.52 ac68% of homes74% of homes
Year builtnewer than201586% of homes95% of homes

About 97 Simmons Ridge Rd

How much is 97 Simmons Ridge Rd, Prince Frederick, MD worth?

The TopHap Estimate for 97 Simmons Ridge Rd, Prince Frederick, MD is $772,462 as of Jul 14, 2026. The likely range is $759,950 to $784,974. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 97 Simmons Ridge Rd, Prince Frederick, MD last sell?

97 Simmons Ridge Rd, Prince Frederick, MD last sold on Dec 18, 2015 for $517,579, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 97 Simmons Ridge Rd, Prince Frederick, MD?

97 Simmons Ridge Rd, Prince Frederick, MD has 3.5 bathrooms, 3,761 square feet of living space and a 1.52-acre lot.

When was 97 Simmons Ridge Rd, Prince Frederick, MD built?

97 Simmons Ridge Rd, Prince Frederick, MD was built in 2015, making it 11 years old. The building has 2 stories.

What schools serve 97 Simmons Ridge Rd, Prince Frederick, MD?

97 Simmons Ridge Rd, Prince Frederick, MD is assigned to Calvert Elementary School (elementary), rated C; Plum Point Middle School (middle), rated B; Huntingtown High School (high), rated A-. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Simmons Ridge Rd, Prince Frederick, MD compare to other homes in Prince Frederick 20678?

Among the 4,223 homes in Prince Frederick 20678, it is worth more than 92% of them ($772,462 against a typical $467,136), its price per square foot is higher than 11% of them ($205 against a typical $256), it is bigger than 96% of them (3,761 ft² against a typical 1,816 ft²), its lot is bigger than 68% of them (1.52 ac against a typical 1 ac) and it is newer than 86% of them (2015 against a typical 1994). Measured against all of Calvert County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 97 Simmons Ridge Rd, Prince Frederick, MD?

The 2025 property tax bill for 97 Simmons Ridge Rd, Prince Frederick, MD was $8,077. The county assessed it at $771,967.

Closest homes

More homes in Prince Frederick 20678

Assigned schools

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