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Single Family ResidentialResidential
$308,690$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

97 WATER ST

SPERRYVILLE, VA 22740
2
Beds
1
Baths
1,234 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1903
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$309K
$246K low$371K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRappahannock
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rappahannock County High SchoolC
High · Grades 8–12 · 2.5 mi
E
Rappahannock County Elementary SchoolB
Elementary · Grades PK–7 · 3.0 mi

District: Rappahannock County Public Schools

Neighborhood · ZIP 22740These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,828
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,216
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

97 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Rappahannock County
  • Costs less per square foot than 83% of homes in Rappahannock County
  • Smaller than 74% of homes in Rappahannock County
  • Older than 89% of homes in Rappahannock County

What homes are worth in Sperryville 22740

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$2M

This home is worth more than 13% of homes in Sperryville 22740.

How it measures up in Sperryville 22740

The dot is this home. The mark in the middle is the typical home in Sperryville 22740.

Estimated value$308,690
CheaperTypical $537,204Pricier

Pricier than 13% of homes nearby

Price per ft²$250
CheaperTypical $339Pricier

Pricier than 22% of homes nearby

Living area1,234 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 30% of homes nearby

Year built1903
OlderTypical 1970Newer

Newer than 19% of homes nearby

How 97 Water St ranks against every home in each area.
MeasureThis homeSperryville 22740Rappahannock County
Estimated valuepricier than$308,69013% of homes10% of homes
Price per ft²pricier than$25022% of homes17% of homes
Living areabigger than1,234 ft²30% of homes26% of homes
Year builtnewer than190319% of homes11% of homes

About 97 Water St

How much is 97 Water St, Sperryville, VA worth?

The TopHap Estimate for 97 Water St, Sperryville, VA is $308,690 as of Sep 24, 2026. The likely range is $246,204 to $371,176. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 97 Water St, Sperryville, VA?

97 Water St, Sperryville, VA has 2 bedrooms, 1 bathrooms and 1,234 square feet of living space.

When was 97 Water St, Sperryville, VA built?

97 Water St, Sperryville, VA was built in 1903, making it 123 years old. The building has 2 stories.

What schools serve 97 Water St, Sperryville, VA?

97 Water St, Sperryville, VA is assigned to Rappahannock County High School (high), rated C; Rappahannock County Elementary School (elementary), rated B. All sit in Rappahannock County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 97 Water St, Sperryville, VA compare to other homes in Sperryville 22740?

Among the 720 homes in Sperryville 22740, it is worth more than 13% of them ($308,690 against a typical $537,204), its price per square foot is higher than 22% of them ($250 against a typical $339), it is bigger than 30% of them (1,234 ft² against a typical 1,616 ft²) and it is newer than 19% of them (1903 against a typical 1970). Measured against all of Rappahannock County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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