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Single Family ResidenceResidential
$309,880$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,900 on Aug 3, 2018

970 DECKER DR

FATE, TX 75189
4
Beds
2
Baths
2,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$310K
$294K low$326K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,900 · Aug 3, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,880
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,704
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$284,000
NATIONSTAR MORTGAGE LLC · recorded Aug 28, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,342 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$309,044 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,644
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$327,651
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$309,044

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 303 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bobby Summers Middle SchoolB-
Middle · Grades 6–8 · 0.3 mi
E
Miss May Vernon Elementary SchoolB+
Elementary · Grades KG–5 · 0.8 mi
H
Royse City High SchoolC
High · Grades 9–12 · 4.9 mi

District: Royse City Independent School District

Neighborhood · ZIP 75189These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.46,690
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.413 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,774
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,995
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

970 Decker Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Rockwall County
  • Costs less per square foot than 87% of homes in Rockwall County
  • Has a smaller lot than 90% of homes in Woodcreek
  • Newer than 77% of homes in Rockwall County

What homes are worth in Royse City 75189

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$860K

This home is worth more than 42% of homes in Royse City 75189.

How it measures up in Royse City 75189

The dot is this home. The mark in the middle is the typical home in Royse City 75189.

Estimated value$309,880
CheaperTypical $326,639Pricier

Pricier than 42% of homes nearby

Price per ft²$148
CheaperTypical $164Pricier

Pricier than 24% of homes nearby

Living area2,092 ft²
SmallerTypical 2,010 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 12% of homes nearby

Year built2017
OlderTypical 2017Newer

Newer than 51% of homes nearby

How 970 Decker Dr ranks against every home in each area.
MeasureThis homeWoodcreekRoyse City 75189Rockwall County
Estimated valuepricier than$309,88027% of homes42% of homes19% of homes
Price per ft²pricier than$14826% of homes24% of homes13% of homes
Living areabigger than2,092 ft²47% of homes59% of homes38% of homes
Lot sizebigger than0.13 ac10% of homes12% of homes10% of homes
Year builtnewer than201755% of homes51% of homes77% of homes

About 970 Decker Dr

How much is 970 Decker Dr, Fate, TX worth?

The TopHap Estimate for 970 Decker Dr, Fate, TX is $309,880 as of Jul 14, 2026. The likely range is $293,635 to $326,125. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 970 Decker Dr, Fate, TX last sell?

970 Decker Dr, Fate, TX last sold on Aug 3, 2018 for $220,900, according to the county's recorded deed.

How big is 970 Decker Dr, Fate, TX?

970 Decker Dr, Fate, TX has 4 bedrooms, 2 bathrooms, 2,092 square feet of living space and a 0.13-acre lot.

When was 970 Decker Dr, Fate, TX built?

970 Decker Dr, Fate, TX was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 970 Decker Dr, Fate, TX?

970 Decker Dr, Fate, TX is assigned to Bobby Summers Middle School (middle), rated B-; Miss May Vernon Elementary School (elementary), rated B+; Royse City High School (high), rated C. All sit in Royse City Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 970 Decker Dr, Fate, TX compare to other homes in Royse City 75189?

Among the 22,631 homes in Royse City 75189, it is worth more than 42% of them ($309,880 against a typical $326,639), its price per square foot is higher than 24% of them ($148 against a typical $164), it is bigger than 59% of them (2,092 ft² against a typical 2,010 ft²), its lot is bigger than 12% of them (0.13 ac against a typical 0.17 ac) and it is newer than 51% of them (2017 against a typical 2017). Measured against all of Rockwall County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 970 Decker Dr, Fate, TX?

The 2025 property tax bill for 970 Decker Dr, Fate, TX was $6,342. The county assessed it at $309,044.

Closest homes

More homes in Fate 75189

Assigned schools

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