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Single Family ResidenceResidential
$288,843$242 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

970 RURITAN LAKE RD

SCOTTSVILLE, VA 24590
2
Beds
1
Baths
1,192 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$289K
$269K low$309K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,915 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFLUVANNA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1981
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fluvanna County High SchoolC+
High · Grades 8–12 · 5.5 mi
E
Central Elementary School
Elementary · Grades 1–2 · 7.8 mi
M
Fluvanna Middle SchoolC
Middle · Grades 5–7 · 7.9 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 24590These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.7,175
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,457
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

970 Ruritan Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Fluvanna County
  • Smaller than 83% of homes in Fluvanna County
  • Has a bigger lot than 79% of homes in Fluvanna County
  • Older than 89% of homes in Fluvanna County

What homes are worth in Scottsville 24590

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1.1M

This home is worth more than 46% of homes in Scottsville 24590.

How it measures up in Scottsville 24590

The dot is this home. The mark in the middle is the typical home in Scottsville 24590.

Estimated value$288,843
CheaperTypical $305,607Pricier

Pricier than 46% of homes nearby

Price per ft²$242
CheaperTypical $238Pricier

Pricier than 53% of homes nearby

Living area1,192 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 29% of homes nearby

Lot size5 ac
SmallerTypical 2.97 acBigger

Bigger than 67% of homes nearby

Year built1961
OlderTypical 1989Newer

Newer than 21% of homes nearby

How 970 Ruritan Lake Rd ranks against every home in each area.
MeasureThis homeScottsville 24590Fluvanna County
Estimated valuepricier than$288,84346% of homes23% of homes
Price per ft²pricier than$24253% of homes61% of homes
Living areabigger than1,192 ft²29% of homes17% of homes
Lot sizebigger than5 ac67% of homes79% of homes
Year builtnewer than196121% of homes11% of homes

About 970 Ruritan Lake Rd

How much is 970 Ruritan Lake Rd, Scottsville, VA worth?

The TopHap Estimate for 970 Ruritan Lake Rd, Scottsville, VA is $288,843 as of Sep 24, 2026. The likely range is $268,593 to $309,093. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 970 Ruritan Lake Rd, Scottsville, VA last sell?

970 Ruritan Lake Rd, Scottsville, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 970 Ruritan Lake Rd, Scottsville, VA?

970 Ruritan Lake Rd, Scottsville, VA has 2 bedrooms, 1 bathrooms, 1,192 square feet of living space and a 5.00-acre lot.

When was 970 Ruritan Lake Rd, Scottsville, VA built?

970 Ruritan Lake Rd, Scottsville, VA was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 970 Ruritan Lake Rd, Scottsville, VA?

970 Ruritan Lake Rd, Scottsville, VA is assigned to Fluvanna County High School (high), rated C+; Central Elementary School (elementary); Fluvanna Middle School (middle), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 970 Ruritan Lake Rd, Scottsville, VA compare to other homes in Scottsville 24590?

Among the 3,423 homes in Scottsville 24590, it is worth more than 46% of them ($288,843 against a typical $305,607), its price per square foot is higher than 53% of them ($242 against a typical $238), it is bigger than 29% of them (1,192 ft² against a typical 1,484 ft²), its lot is bigger than 67% of them (5 ac against a typical 2.97 ac) and it is newer than 21% of them (1961 against a typical 1989). Measured against all of Fluvanna County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 970 Ruritan Lake Rd, Scottsville, VA?

The 2025 property tax bill for 970 Ruritan Lake Rd, Scottsville, VA was $1,915. The county assessed it at $253,600.

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