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Single Family ResidenceResidential
$120,583$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

9700 STATE ROUTE 81 S

ISLAND, KY 42350
3
Beds
1
Baths
520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1971
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$121K
$106K low$136K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$120,583
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$96,466

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$912 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$131,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$131,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marie Gatton Phillips Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi
H
McLean County High SchoolC
High · Grades 9–12 · 8.8 mi
M
McLean County Middle SchoolB+
Middle · Grades 6–8 · 8.9 mi

District: McLean County School District

Neighborhood · ZIP 42350These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,393
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9700 State Route 81 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Island 42350
  • Smaller than 89% of homes in McLean County
  • Older than 71% of homes in McLean County

What homes are worth in Island 42350

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$289K

This home is worth more than 61% of homes in Island 42350.

How it measures up in Island 42350

The dot is this home. The mark in the middle is the typical home in Island 42350.

Estimated value$120,583
CheaperTypical $101,835Pricier

Pricier than 61% of homes nearby

Price per ft²$232
CheaperTypical $109Pricier

Pricier than 86% of homes nearby

Living area520 ft²
SmallerTypical 1,000 ft²Bigger

Bigger than 15% of homes nearby

Year built1971
OlderTypical 1984Newer

Newer than 31% of homes nearby

How 9700 State Route 81 S ranks against every home in each area.
MeasureThis homeIsland 42350McLean County
Estimated valuepricier than$120,58361% of homes41% of homes
Price per ft²pricier than$23286% of homes79% of homes
Living areabigger than520 ft²15% of homes11% of homes
Year builtnewer than197131% of homes29% of homes

About 9700 State Route 81 S

How much is 9700 State Route 81 S, Island, KY worth?

The TopHap Estimate for 9700 State Route 81 S, Island, KY is $120,583 as of Jul 14, 2026. The likely range is $105,630 to $135,536. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 9700 State Route 81 S, Island, KY?

9700 State Route 81 S, Island, KY has 3 bedrooms, 1 bathrooms and 520 square feet of living space.

When was 9700 State Route 81 S, Island, KY built?

9700 State Route 81 S, Island, KY was built in 1971, making it 55 years old.

What schools serve 9700 State Route 81 S, Island, KY?

9700 State Route 81 S, Island, KY is assigned to Marie Gatton Phillips Elementary School (elementary), rated C; McLean County High School (high), rated C; McLean County Middle School (middle), rated B+. All sit in McLean County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9700 State Route 81 S, Island, KY compare to other homes in Island 42350?

Among the 726 homes in Island 42350, it is worth more than 61% of them ($120,583 against a typical $101,835), its price per square foot is higher than 86% of them ($232 against a typical $109), it is bigger than 15% of them (520 ft² against a typical 1,000 ft²) and it is newer than 31% of them (1971 against a typical 1984). Measured against all of McLean County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9700 State Route 81 S, Island, KY?

The 2025 property tax bill for 9700 State Route 81 S, Island, KY was $912. The county assessed it at $131,800.

Closest homes

More homes in Island 42350

Assigned schools

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