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Single Family ResidenceResidential
$308,659$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

9705 RIVER RD

MUSCLE SHOALS, AL 35661
2
Baths
2,325 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.83 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$309K
$230K low$387K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,659
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,927
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
REDSTONE FCU · recorded Mar 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$792 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,160 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,320
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$261,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyColbert
Lot (acres)The size of the land the home sits on, from county records.2.83
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hatton Elementary SchoolB
Elementary · Grades PK–6 · 2.5 mi
M
Colbert County High SchoolD-
Middle · Grades 7–12 · 7.2 mi

District: Colbert County School District

Neighborhood · ZIP 35661These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.311 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,259
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,965
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9705 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Colbert County
  • Costs more per square foot than 77% of homes in Colbert County
  • Bigger than 74% of homes in Colbert County
  • Has a bigger lot than 95% of homes in Muscle Shoals 35661
  • Newer than 80% of homes in Colbert County

What homes are worth in Muscle Shoals 35661

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$947K

This home is worth more than 71% of homes in Muscle Shoals 35661.

How it measures up in Muscle Shoals 35661

The dot is this home. The mark in the middle is the typical home in Muscle Shoals 35661.

Estimated value$308,659
CheaperTypical $225,237Pricier

Pricier than 71% of homes nearby

Price per ft²$133
CheaperTypical $116Pricier

Pricier than 68% of homes nearby

Living area2,325 ft²
SmallerTypical 1,938 ft²Bigger

Bigger than 68% of homes nearby

Lot size2.83 ac
SmallerTypical 0.33 acBigger

Bigger than 95% of homes nearby

Year built2000
OlderTypical 1987Newer

Newer than 72% of homes nearby

How 9705 River Rd ranks against every home in each area.
MeasureThis homeMuscle Shoals 35661Colbert County
Estimated valuepricier than$308,65971% of homes80% of homes
Price per ft²pricier than$13368% of homes77% of homes
Living areabigger than2,325 ft²68% of homes74% of homes
Lot sizebigger than2.83 ac95% of homes86% of homes
Year builtnewer than200072% of homes80% of homes

About 9705 River Rd

How much is 9705 River Rd, Muscle Shoals, AL worth?

The TopHap Estimate for 9705 River Rd, Muscle Shoals, AL is $308,659 as of Jul 14, 2026. The likely range is $229,942 to $387,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9705 River Rd, Muscle Shoals, AL last sell?

9705 River Rd, Muscle Shoals, AL last sold on Mar 12, 2024, according to the county's recorded deed.

How big is 9705 River Rd, Muscle Shoals, AL?

9705 River Rd, Muscle Shoals, AL has 2 bathrooms, 2,325 square feet of living space and a 2.83-acre lot.

When was 9705 River Rd, Muscle Shoals, AL built?

9705 River Rd, Muscle Shoals, AL was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 9705 River Rd, Muscle Shoals, AL?

9705 River Rd, Muscle Shoals, AL is assigned to Hatton Elementary School (elementary), rated B; Colbert County High School (middle), rated D-. All sit in Colbert County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9705 River Rd, Muscle Shoals, AL compare to other homes in Muscle Shoals 35661?

Among the 7,402 homes in Muscle Shoals 35661, it is worth more than 71% of them ($308,659 against a typical $225,237), its price per square foot is higher than 68% of them ($133 against a typical $116), it is bigger than 68% of them (2,325 ft² against a typical 1,938 ft²), its lot is bigger than 95% of them (2.83 ac against a typical 0.33 ac) and it is newer than 72% of them (2000 against a typical 1987). Measured against all of Colbert County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9705 River Rd, Muscle Shoals, AL?

The 2025 property tax bill for 9705 River Rd, Muscle Shoals, AL was $792. The county assessed it at $26,160.

Closest homes

More homes in Muscle Shoals 35661

Assigned schools

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