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Rural ResidenceResidential
$538,751$275 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

9715 SW STATE ROUTE V

SAINT JOSEPH, MO 64504
0
Baths
1,961 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
36.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$539K
$485K low$592K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$438,751
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$351,001
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
WELLS FARGO BANK NA · recorded Jun 27, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,091 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,240 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,430
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,460

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.130 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.36.43
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hosea Elementary SchoolC
Elementary · Grades KG–6 · 2.7 mi
H
Benton High SchoolC-
High · Grades 9–12 · 3.1 mi
M
Spring Garden Middle SchoolC+
Middle · Grades 7–8 · 3.4 mi

District: St. Joseph School District

Neighborhood · ZIP 64504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.205 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,631
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9715 Sw State Route V measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Saint Joseph 64504
  • Among the highest price per square foot in Saint Joseph 64504
  • Bigger than 92% of homes in Saint Joseph 64504
  • Among the largest lots in Saint Joseph 64504
  • Newer than 90% of homes in Saint Joseph 64504

What homes are worth in Saint Joseph 64504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$470K

This home is worth more than almost all homes in Saint Joseph 64504.

How it measures up in Saint Joseph 64504

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64504.

Estimated value$538,751
CheaperTypical $117,744Pricier

Pricier than almost all homes nearby

Price per ft²$275
CheaperTypical $109Pricier

Pricier than almost all homes nearby

Living area1,961 ft²
SmallerTypical 1,103 ft²Bigger

Bigger than 92% of homes nearby

Lot size36.43 ac
SmallerTypical 0.21 acBigger

Bigger than almost all homes nearby

Year built1996
OlderTypical 1931Newer

Newer than 90% of homes nearby

How 9715 Sw State Route V ranks against every home in each area.
MeasureThis homeSaint Joseph 64504Buchanan County
Estimated valuepricier than$538,751almost all homes96% of homes
Price per ft²pricier than$275almost all homes96% of homes
Living areabigger than1,961 ft²92% of homes89% of homes
Lot sizebigger than36.43 acalmost all homes98% of homes
Year builtnewer than199690% of homes88% of homes

About 9715 Sw State Route V

How much is 9715 Sw State Route V, Saint Joseph, MO worth?

The TopHap Estimate for 9715 Sw State Route V, Saint Joseph, MO is $538,751 as of Jul 14, 2026. The likely range is $485,252 to $592,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9715 Sw State Route V, Saint Joseph, MO last sell?

9715 Sw State Route V, Saint Joseph, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 9715 Sw State Route V, Saint Joseph, MO?

9715 Sw State Route V, Saint Joseph, MO has 1,961 square feet of living space and a 36.43-acre lot.

When was 9715 Sw State Route V, Saint Joseph, MO built?

9715 Sw State Route V, Saint Joseph, MO was built in 1996, making it 30 years old.

What schools serve 9715 Sw State Route V, Saint Joseph, MO?

9715 Sw State Route V, Saint Joseph, MO is assigned to Hosea Elementary School (elementary), rated C; Benton High School (high), rated C-; Spring Garden Middle School (middle), rated C+. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9715 Sw State Route V, Saint Joseph, MO compare to other homes in Saint Joseph 64504?

Among the 4,087 homes in Saint Joseph 64504, it is worth more than almost all of them ($538,751 against a typical $117,744), its price per square foot is higher than almost all of them ($275 against a typical $109), it is bigger than 92% of them (1,961 ft² against a typical 1,103 ft²), its lot is bigger than almost all of them (36.43 ac against a typical 0.21 ac) and it is newer than 90% of them (1996 against a typical 1931). Measured against all of Buchanan County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9715 Sw State Route V, Saint Joseph, MO?

The 2025 property tax bill for 9715 Sw State Route V, Saint Joseph, MO was $2,091. The county assessed it at $35,240.

Closest homes

More homes in Saint Joseph 64504

Assigned schools

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