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Single Family ResidenceResidential
$1,542,716$523 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $400,000 on Jul 8, 2002

974 BLUFF DR

WINCHESTER, TN 37398
3
Baths
2,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.5M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Jul 8, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,640 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,550 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,125
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$930,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.116 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²PatioPorch · 541 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Broadview Elementary SchoolA
Elementary · Grades PK–5 · 2.8 mi
M
North Middle SchoolD-
Middle · Grades 6–8 · 7.1 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 8.0 mi

District: Franklin County School District

Neighborhood · ZIP 37398These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,861
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.141 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,167
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,489
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

974 Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Franklin County
  • Among the highest price per square foot in Franklin County
  • Bigger than 92% of homes in Franklin County
  • Has a smaller lot than 72% of homes in Franklin County
  • Newer than 71% of homes in Franklin County

What homes are worth in Winchester 37398

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$1.4M

This home is worth more than almost all homes in Winchester 37398.

How it measures up in Winchester 37398

The dot is this home. The mark in the middle is the typical home in Winchester 37398.

Estimated value$1,542,716
CheaperTypical $334,523Pricier

Pricier than almost all homes nearby

Price per ft²$523
CheaperTypical $195Pricier

Pricier than 98% of homes nearby

Living area2,952 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.48 ac
SmallerTypical 0.63 acBigger

Bigger than 38% of homes nearby

Year built1999
OlderTypical 1990Newer

Newer than 66% of homes nearby

How 974 Bluff Dr ranks against every home in each area.
MeasureThis homeWinchester 37398Franklin County
Estimated valuepricier than$1,542,716almost all homesalmost all homes
Price per ft²pricier than$52398% of homesalmost all homes
Living areabigger than2,952 ft²89% of homes92% of homes
Lot sizebigger than0.48 ac38% of homes28% of homes
Year builtnewer than199966% of homes71% of homes

About 974 Bluff Dr

How much is 974 Bluff Dr, Winchester, TN worth?

The TopHap Estimate for 974 Bluff Dr, Winchester, TN is $1,542,716 as of Sep 24, 2026. The likely range is $1,452,124 to $1,633,308. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 974 Bluff Dr, Winchester, TN last sell?

974 Bluff Dr, Winchester, TN last sold on Jul 8, 2002 for $400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 974 Bluff Dr, Winchester, TN?

974 Bluff Dr, Winchester, TN has 3 bathrooms, 2,952 square feet of living space and a 0.48-acre lot.

When was 974 Bluff Dr, Winchester, TN built?

974 Bluff Dr, Winchester, TN was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 974 Bluff Dr, Winchester, TN?

974 Bluff Dr, Winchester, TN is assigned to Broadview Elementary School (elementary), rated A; North Middle School (middle), rated D-; Franklin County High School (high), rated C. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 974 Bluff Dr, Winchester, TN compare to other homes in Winchester 37398?

Among the 7,660 homes in Winchester 37398, it is worth more than almost all of them ($1,542,716 against a typical $334,523), its price per square foot is higher than 98% of them ($523 against a typical $195), it is bigger than 89% of them (2,952 ft² against a typical 1,688 ft²), its lot is bigger than 38% of them (0.48 ac against a typical 0.63 ac) and it is newer than 66% of them (1999 against a typical 1990). Measured against all of Franklin County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 974 Bluff Dr, Winchester, TN?

The 2024 property tax bill for 974 Bluff Dr, Winchester, TN was $4,640. The county assessed it at $232,550.

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