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Single Family ResidenceResidential
$126,723$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

975 E RIVER ST

ELYRIA, OH 44035
3
Beds
2
Baths
1,983 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$127K
$105K low$148K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.107%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
CHARTER ONE BANK · recorded Aug 25, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
DOLLAR BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,653 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,326 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,786
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,540
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,326
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,930

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyLorain
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 314 ft²Patio · 314 ft²Porch · 60 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elyria High SchoolD+
High · Grades 9–12 · 0.4 mi
M
Eastern Heights Middle SchoolB-
Middle · Grades 5–8 · 0.6 mi
E
Eastern Heights Elementary SchoolD+
Elementary · Grades KG–4 · 0.6 mi

District: Elyria City School District

Neighborhood · ZIP 44035These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.65,128
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,845
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,414
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

975 E River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Lorain County
  • Costs less per square foot than 97% of homes in Lorain County
  • Bigger than 85% of homes in Elyria 44035
  • Has a bigger lot than 87% of homes in Elyria 44035
  • Older than 89% of homes in Lorain County

What homes are worth in Elyria 44035

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$440K

This home is worth more than 23% of homes in Elyria 44035.

How it measures up in Elyria 44035

The dot is this home. The mark in the middle is the typical home in Elyria 44035.

Estimated value$126,723
CheaperTypical $182,723Pricier

Pricier than 23% of homes nearby

Price per ft²$64
CheaperTypical $136Pricier

Pricier than 5% of homes nearby

Living area1,983 ft²
SmallerTypical 1,406 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.47 ac
SmallerTypical 0.18 acBigger

Bigger than 87% of homes nearby

Year built1900
OlderTypical 1958Newer

Newer than 14% of homes nearby

How 975 E River St ranks against every home in each area.
MeasureThis homeElyria 44035Lorain County
Estimated valuepricier than$126,72323% of homes13% of homes
Price per ft²pricier than$645% of homes3% of homes
Living areabigger than1,983 ft²85% of homes69% of homes
Lot sizebigger than0.47 ac87% of homes75% of homes
Year builtnewer than190014% of homes11% of homes

About 975 E River St

How much is 975 E River St, Elyria, OH worth?

The TopHap Estimate for 975 E River St, Elyria, OH is $126,723 as of Jul 14, 2026. The likely range is $105,478 to $147,968. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 975 E River St, Elyria, OH?

975 E River St, Elyria, OH has 3 bedrooms, 2 bathrooms, 1,983 square feet of living space and a 0.47-acre lot.

When was 975 E River St, Elyria, OH built?

975 E River St, Elyria, OH was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 975 E River St, Elyria, OH?

975 E River St, Elyria, OH is assigned to Elyria High School (high), rated D+; Eastern Heights Middle School (middle), rated B-; Eastern Heights Elementary School (elementary), rated D+. All sit in Elyria City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 975 E River St, Elyria, OH compare to other homes in Elyria 44035?

Among the 21,633 homes in Elyria 44035, it is worth more than 23% of them ($126,723 against a typical $182,723), its price per square foot is higher than 5% of them ($64 against a typical $136), it is bigger than 85% of them (1,983 ft² against a typical 1,406 ft²), its lot is bigger than 87% of them (0.47 ac against a typical 0.18 ac) and it is newer than 14% of them (1900 against a typical 1958). Measured against all of Lorain County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 975 E River St, Elyria, OH?

The 2024 property tax bill for 975 E River St, Elyria, OH was $2,653. The county assessed it at $56,326.

Closest homes

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Assigned schools

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