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Rural ResidenceResidential
$204,942$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

976 RIVER RD

LINDLEY, NY 14858
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$205K
$176K low$234K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,642
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,314
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
FIRST HERITAGE FEDERAL CREDIT UNION · R · recorded Sep 9, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,300
CORNING FCU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,631 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,973

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
83
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySteuben
Lot (acres)The size of the land the home sits on, from county records.11.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Erwin Valley Elementary SchoolB-
Elementary · Grades KG–5 · 7.5 mi

District: Corning City School District

Neighborhood · ZIP 14858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,874
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,856
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,332
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

976 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Steuben County
  • Costs more per square foot than 73% of homes in Steuben County
  • Has a bigger lot than 83% of homes in Steuben County
  • Among the newest homes in Steuben County

What homes are worth in Lindley 14858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$465K

This home is worth more than 59% of homes in Lindley 14858.

How it measures up in Lindley 14858

The dot is this home. The mark in the middle is the typical home in Lindley 14858.

Estimated value$204,942
CheaperTypical $187,616Pricier

Pricier than 59% of homes nearby

Price per ft²$141
CheaperTypical $121Pricier

Pricier than 68% of homes nearby

Living area1,456 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 52% of homes nearby

Lot size11.49 ac
SmallerTypical 4.6 acBigger

Bigger than 70% of homes nearby

Year built2018
OlderTypical 1979Newer

Newer than 97% of homes nearby

How 976 River Rd ranks against every home in each area.
MeasureThis homeLindley 14858Steuben County
Estimated valuepricier than$204,94259% of homes67% of homes
Price per ft²pricier than$14168% of homes73% of homes
Living areabigger than1,456 ft²52% of homes45% of homes
Lot sizebigger than11.49 ac70% of homes83% of homes
Year builtnewer than201897% of homesalmost all homes

About 976 River Rd

How much is 976 River Rd, Lindley, NY worth?

The TopHap Estimate for 976 River Rd, Lindley, NY is $204,942 as of Jul 14, 2026. The likely range is $175,582 to $234,302. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 976 River Rd, Lindley, NY?

976 River Rd, Lindley, NY has 3 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 11.49-acre lot.

When was 976 River Rd, Lindley, NY built?

976 River Rd, Lindley, NY was built in 2018, making it 8 years old. It is a modular home. The building has 1 story.

What schools serve 976 River Rd, Lindley, NY?

976 River Rd, Lindley, NY is assigned to Erwin Valley Elementary School (elementary), rated B-. All sit in Corning City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 976 River Rd, Lindley, NY compare to other homes in Lindley 14858?

Among the 672 homes in Lindley 14858, it is worth more than 59% of them ($204,942 against a typical $187,616), its price per square foot is higher than 68% of them ($141 against a typical $121), it is bigger than 52% of them (1,456 ft² against a typical 1,450 ft²), its lot is bigger than 70% of them (11.49 ac against a typical 4.6 ac) and it is newer than 97% of them (2018 against a typical 1979). Measured against all of Steuben County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 976 River Rd, Lindley, NY?

The 2024 property tax bill for 976 River Rd, Lindley, NY was $4,631. The county assessed it at $116,900.

Closest homes

More homes in Lindley 14858

Assigned schools

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