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Single Family ResidenceResidential
$1,199,336$533 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $550,000 on Jun 3, 2009

9774 CHOCOLATE SUMMIT DR

EL CAJON, CA 92021
3
Beds
2
Baths
2,249 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.73 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Jun 3, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,908 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$844,818 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$328,371
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$516,447
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$828,254

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
94
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Los Coches Creek Middle SchoolC+
Middle · Grades 6–8 · 0.5 mi
E
Blossom Valley Elementary SchoolB+
Elementary · Grades KG–5 · 2.1 mi
H
El Capitan High SchoolC+
High · Grades 9–12 · 6.2 mi

District: Grossmont Union High School District

Neighborhood · ZIP 92021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.174

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.69,687
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,369 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,374
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9774 Chocolate Summit Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in El Cajon 92021
  • Costs more per square foot than 73% of homes in El Cajon 92021
  • Bigger than 84% of homes in El Cajon 92021
  • Has a bigger lot than 89% of homes in San Diego County
  • Newer than 93% of homes in El Cajon 92021

What homes are worth in El Cajon 92021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$350K$1.6M

This home is worth more than 93% of homes in El Cajon 92021.

How it measures up in El Cajon 92021

The dot is this home. The mark in the middle is the typical home in El Cajon 92021.

Estimated value$1,199,336
CheaperTypical $749,024Pricier

Pricier than 93% of homes nearby

Price per ft²$533
CheaperTypical $474Pricier

Pricier than 73% of homes nearby

Living area2,249 ft²
SmallerTypical 1,455 ft²Bigger

Bigger than 84% of homes nearby

Lot size3.73 ac
SmallerTypical 0.7 acBigger

Bigger than 71% of homes nearby

Year built2005
OlderTypical 1978Newer

Newer than 93% of homes nearby

How 9774 Chocolate Summit Dr ranks against every home in each area.
MeasureThis homeEl Cajon 92021San Diego County
Estimated valuepricier than$1,199,33693% of homes71% of homes
Price per ft²pricier than$53373% of homes42% of homes
Living areabigger than2,249 ft²84% of homes78% of homes
Lot sizebigger than3.73 ac71% of homes89% of homes
Year builtnewer than200593% of homes87% of homes

About 9774 Chocolate Summit Dr

How much is 9774 Chocolate Summit Dr, El Cajon, CA worth?

The TopHap Estimate for 9774 Chocolate Summit Dr, El Cajon, CA is $1,199,336 as of Sep 24, 2026. The likely range is $1,143,867 to $1,254,805. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9774 Chocolate Summit Dr, El Cajon, CA last sell?

9774 Chocolate Summit Dr, El Cajon, CA last sold on Jun 3, 2009 for $550,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 9774 Chocolate Summit Dr, El Cajon, CA?

9774 Chocolate Summit Dr, El Cajon, CA has 3 bedrooms, 2 bathrooms and 2,249 square feet of living space.

When was 9774 Chocolate Summit Dr, El Cajon, CA built?

9774 Chocolate Summit Dr, El Cajon, CA was built in 2005, making it 21 years old.

What schools serve 9774 Chocolate Summit Dr, El Cajon, CA?

9774 Chocolate Summit Dr, El Cajon, CA is assigned to Los Coches Creek Middle School (middle), rated C+; Blossom Valley Elementary School (elementary), rated B+; El Capitan High School (high), rated C+. All sit in Grossmont Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9774 Chocolate Summit Dr, El Cajon, CA compare to other homes in El Cajon 92021?

Among the 16,453 homes in El Cajon 92021, it is worth more than 93% of them ($1,199,336 against a typical $749,024), its price per square foot is higher than 73% of them ($533 against a typical $474), it is bigger than 84% of them (2,249 ft² against a typical 1,455 ft²), its lot is bigger than 71% of them (3.73 ac against a typical 0.7 ac) and it is newer than 93% of them (2005 against a typical 1978). Measured against all of San Diego County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9774 Chocolate Summit Dr, El Cajon, CA?

The 2025 property tax bill for 9774 Chocolate Summit Dr, El Cajon, CA was $9,908. The county assessed it at $844,818.

More homes on Chocolate Summit Dr

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Assigned schools

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