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Single Family ResidenceResidential
$507,181$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $420,000 on Sep 23, 2021

98 CARTER ST

LANCASTER, MA 01523
4
Beds
1.5
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$507K
$491K low$523K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Sep 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,272 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$450,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$345,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$543,305

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.56 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Rowlandson Elementary SchoolC
Elementary · Grades PK–5 · 2.1 mi
M
Luther Burbank Middle SchoolA
Middle · Grades 6–8 · 2.1 mi
H
Nashoba Regional High SchoolA
High · Grades 9–12 · 2.7 mi

District: Nashoba School District

Neighborhood · ZIP 01523These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.342 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,338
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,782
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Carter St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Worcester County
  • Smaller than 80% of homes in Lancaster 01523
  • Has a smaller lot than 82% of homes in Lancaster 01523
  • Older than 70% of homes in Lancaster 01523

What homes are worth in Lancaster 01523

Each bar is how many homes fall in that price range. The marker is this home.

This home
$315K$1.1M

This home is worth more than 39% of homes in Lancaster 01523.

How it measures up in Lancaster 01523

The dot is this home. The mark in the middle is the typical home in Lancaster 01523.

Estimated value$507,181
CheaperTypical $546,436Pricier

Pricier than 39% of homes nearby

Price per ft²$406
CheaperTypical $324Pricier

Pricier than 86% of homes nearby

Living area1,248 ft²
SmallerTypical 1,798 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.37 ac
SmallerTypical 0.69 acBigger

Bigger than 18% of homes nearby

Year built1953
OlderTypical 1970Newer

Newer than 30% of homes nearby

How 98 Carter St ranks against every home in each area.
MeasureThis homeLancaster 01523Worcester County
Estimated valuepricier than$507,18139% of homes56% of homes
Price per ft²pricier than$40686% of homes89% of homes
Living areabigger than1,248 ft²20% of homes25% of homes
Lot sizebigger than0.37 ac18% of homes41% of homes
Year builtnewer than195330% of homes36% of homes

About 98 Carter St

How much is 98 Carter St, Lancaster, MA worth?

The TopHap Estimate for 98 Carter St, Lancaster, MA is $507,181 as of Sep 24, 2026. The likely range is $491,094 to $523,268. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Carter St, Lancaster, MA last sell?

98 Carter St, Lancaster, MA last sold on Sep 23, 2021 for $420,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 98 Carter St, Lancaster, MA?

98 Carter St, Lancaster, MA has 4 bedrooms, 1.5 bathrooms, 1,248 square feet of living space and a 0.37-acre lot.

When was 98 Carter St, Lancaster, MA built?

98 Carter St, Lancaster, MA was built in 1953, making it 73 years old. It is a cape cod home. The building has 2 stories.

What schools serve 98 Carter St, Lancaster, MA?

98 Carter St, Lancaster, MA is assigned to Mary Rowlandson Elementary School (elementary), rated C; Luther Burbank Middle School (middle), rated A; Nashoba Regional High School (high), rated A. All sit in Nashoba School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Carter St, Lancaster, MA compare to other homes in Lancaster 01523?

Among the 2,430 homes in Lancaster 01523, it is worth more than 39% of them ($507,181 against a typical $546,436), its price per square foot is higher than 86% of them ($406 against a typical $324), it is bigger than 20% of them (1,248 ft² against a typical 1,798 ft²), its lot is bigger than 18% of them (0.37 ac against a typical 0.69 ac) and it is newer than 30% of them (1953 against a typical 1970). Measured against all of Worcester County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Carter St, Lancaster, MA?

The 2025 property tax bill for 98 Carter St, Lancaster, MA was $7,272. The county assessed it at $450,000.

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