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Single Family ResidenceResidential
$156,241$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $98,000 on Mar 1, 2023

98 OAK RIDGE DR

CLEVELAND, OK 74020
3
Beds
2
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$156K
$126K low$186K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$98,000 · Mar 1, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,866
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,293
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,375
BANK OF AMERICA NA · recorded Apr 4, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,385 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,547 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,747
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,854
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,398

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
73
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyPawnee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cleveland Primary Elementary SchoolB-
Elementary · Grades PK–2 · 1.8 mi
H
Cleveland High SchoolD+
High · Grades 9–12 · 1.9 mi
M
Cleveland Middle SchoolC+
Middle · Grades 6–8 · 1.9 mi

District: Cleveland Public Schools

Neighborhood · ZIP 74020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,182
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,870
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Oak Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 80% of homes in Cleveland 74020

What homes are worth in Cleveland 74020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$656K

This home is worth more than 47% of homes in Cleveland 74020.

How it measures up in Cleveland 74020

The dot is this home. The mark in the middle is the typical home in Cleveland 74020.

Estimated value$156,241
CheaperTypical $164,106Pricier

Pricier than 47% of homes nearby

Price per ft²$122
CheaperTypical $109Pricier

Pricier than 62% of homes nearby

Living area1,280 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 36% of homes nearby

Year built1996
OlderTypical 1974Newer

Newer than 80% of homes nearby

How 98 Oak Ridge Dr ranks against every home in each area.
MeasureThis homeCleveland 74020Pawnee County
Estimated valuepricier than$156,24147% of homes47% of homes
Price per ft²pricier than$12262% of homes57% of homes
Living areabigger than1,280 ft²36% of homes38% of homes
Year builtnewer than199680% of homes77% of homes

About 98 Oak Ridge Dr

How much is 98 Oak Ridge Dr, Cleveland, OK worth?

The TopHap Estimate for 98 Oak Ridge Dr, Cleveland, OK is $156,241 as of Jul 14, 2026. The likely range is $126,248 to $186,234. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Oak Ridge Dr, Cleveland, OK last sell?

98 Oak Ridge Dr, Cleveland, OK last sold on Mar 1, 2023 for $98,000, according to the county's recorded deed.

How big is 98 Oak Ridge Dr, Cleveland, OK?

98 Oak Ridge Dr, Cleveland, OK has 3 bedrooms, 2 bathrooms and 1,280 square feet of living space.

When was 98 Oak Ridge Dr, Cleveland, OK built?

98 Oak Ridge Dr, Cleveland, OK was built in 1996, making it 30 years old. It is a traditional/old home. The building has 1 story.

What schools serve 98 Oak Ridge Dr, Cleveland, OK?

98 Oak Ridge Dr, Cleveland, OK is assigned to Cleveland Primary Elementary School (elementary), rated B-; Cleveland High School (high), rated D+; Cleveland Middle School (middle), rated C+. All sit in Cleveland Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Oak Ridge Dr, Cleveland, OK compare to other homes in Cleveland 74020?

Among the 2,821 homes in Cleveland 74020, it is worth more than 47% of them ($156,241 against a typical $164,106), its price per square foot is higher than 62% of them ($122 against a typical $109), it is bigger than 36% of them (1,280 ft² against a typical 1,488 ft²) and it is newer than 80% of them (1996 against a typical 1974). Measured against all of Pawnee County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Oak Ridge Dr, Cleveland, OK?

The 2025 property tax bill for 98 Oak Ridge Dr, Cleveland, OK was $1,385. The county assessed it at $14,547.

Closest homes

More homes in Cleveland 74020

Assigned schools

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