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Single Family ResidenceResidential
$665,073$271 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $465,000 on Jan 21, 2026

98 RIDGE RD

WORTHINGTON, MA 01098
5
Beds
4.5
Baths
2,451 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$665K
$643K low$687K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$465,000 · Jan 21, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$425,073
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$340,058
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
BANK OF AMERICA · recorded Jul 31, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,518 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$617,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$541,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$704,520

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPSHIRE
Lot (acres)The size of the land the home sits on, from county records.8.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
R. H. Conwell Elementary SchoolC-
Elementary · Grades PK–6 · 0.6 mi
M
Hampshire Regional High SchoolC+
Middle · Grades 7–12 · 11.4 mi

District: Worthington School District

Neighborhood · ZIP 01098These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.928
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,682
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Worthington 01098
  • Costs more per square foot than 70% of homes in Worthington 01098
  • Bigger than 82% of homes in Hampshire County
  • Has a bigger lot than 92% of homes in Hampshire County
  • Newer than 88% of homes in Worthington 01098

What homes are worth in Worthington 01098

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$839K

This home is worth more than 93% of homes in Worthington 01098.

How it measures up in Worthington 01098

The dot is this home. The mark in the middle is the typical home in Worthington 01098.

Estimated value$665,073
CheaperTypical $376,141Pricier

Pricier than 93% of homes nearby

Price per ft²$271
CheaperTypical $239Pricier

Pricier than 70% of homes nearby

Living area2,451 ft²
SmallerTypical 1,667 ft²Bigger

Bigger than 80% of homes nearby

Lot size8.06 ac
SmallerTypical 6.27 acBigger

Bigger than 58% of homes nearby

Year built1997
OlderTypical 1973Newer

Newer than 88% of homes nearby

How 98 Ridge Rd ranks against every home in each area.
MeasureThis homeWorthington 01098Hampshire County
Estimated valuepricier than$665,07393% of homes86% of homes
Price per ft²pricier than$27170% of homes45% of homes
Living areabigger than2,451 ft²80% of homes82% of homes
Lot sizebigger than8.06 ac58% of homes92% of homes
Year builtnewer than199788% of homes84% of homes

About 98 Ridge Rd

How much is 98 Ridge Rd, Worthington, MA worth?

The TopHap Estimate for 98 Ridge Rd, Worthington, MA is $665,073 as of Jul 14, 2026. The likely range is $642,723 to $687,423. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Ridge Rd, Worthington, MA last sell?

98 Ridge Rd, Worthington, MA last sold on Jan 21, 2026 for $465,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 98 Ridge Rd, Worthington, MA?

98 Ridge Rd, Worthington, MA has 5 bedrooms, 4.5 bathrooms, 2,451 square feet of living space and a 8.05-acre lot.

When was 98 Ridge Rd, Worthington, MA built?

98 Ridge Rd, Worthington, MA was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 98 Ridge Rd, Worthington, MA?

98 Ridge Rd, Worthington, MA is assigned to R. H. Conwell Elementary School (elementary), rated C-; Hampshire Regional High School (middle), rated C+. All sit in Worthington School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Ridge Rd, Worthington, MA compare to other homes in Worthington 01098?

Among the 593 homes in Worthington 01098, it is worth more than 93% of them ($665,073 against a typical $376,141), its price per square foot is higher than 70% of them ($271 against a typical $239), it is bigger than 80% of them (2,451 ft² against a typical 1,667 ft²), its lot is bigger than 58% of them (8.06 ac against a typical 6.27 ac) and it is newer than 88% of them (1997 against a typical 1973). Measured against all of Hampshire County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Ridge Rd, Worthington, MA?

The 2025 property tax bill for 98 Ridge Rd, Worthington, MA was $8,518. The county assessed it at $617,700.

Closest homes

More homes in Worthington 01098

Assigned schools

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