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Single Family ResidenceResidential
$1,474,000$414 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $190,000 on Jul 9, 2019

98 ROCK CLIFF WAY

HENDERSONVILLE, NC 28791
3
Baths
3,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.2M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Jul 9, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,324,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,059,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
UNITED COMMUNITY BANK · 6.36% · recorded Jun 25, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,447 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$814,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$639,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$814,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$814,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.62
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hendersonville Elementary SchoolA
Elementary · Grades KG–5 · 2.1 mi
M
Hendersonville Middle SchoolB-
Middle · Grades 6–8 · 2.3 mi
H
Hendersonville High SchoolB
High · Grades 9–12 · 2.5 mi

District: Henderson County Schools

Neighborhood · ZIP 28791These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.936 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,183
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,618
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Rock Cliff Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Hendersonville 28791
  • Among the highest price per square foot in Hendersonville 28791
  • Bigger than 94% of homes in Hendersonville 28791
  • Newer than 97% of homes in Hendersonville 28791

What homes are worth in Hendersonville 28791

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$1M

This home is worth more than almost all homes in Hendersonville 28791.

How it measures up in Hendersonville 28791

The dot is this home. The mark in the middle is the typical home in Hendersonville 28791.

Estimated value$1,474,000
CheaperTypical $409,445Pricier

Pricier than almost all homes nearby

Price per ft²$414
CheaperTypical $226Pricier

Pricier than almost all homes nearby

Living area3,560 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.62 ac
SmallerTypical 0.56 acBigger

Bigger than 54% of homes nearby

Year built2021
OlderTypical 1982Newer

Newer than 97% of homes nearby

How 98 Rock Cliff Way ranks against every home in each area.
MeasureThis homeHendersonville 28791Henderson County
Estimated valuepricier than$1,474,000almost all homesalmost all homes
Price per ft²pricier than$414almost all homes95% of homes
Living areabigger than3,560 ft²94% of homes94% of homes
Lot sizebigger than0.62 ac54% of homes46% of homes
Year builtnewer than202197% of homes94% of homes

About 98 Rock Cliff Way

How much is 98 Rock Cliff Way, Hendersonville, NC worth?

The TopHap Estimate for 98 Rock Cliff Way, Hendersonville, NC is $1,474,000 as of Jul 14, 2026. The likely range is $1,188,490 to $1,759,510. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Rock Cliff Way, Hendersonville, NC last sell?

98 Rock Cliff Way, Hendersonville, NC last sold on Jul 9, 2019 for $190,000, according to the county's recorded deed.

How big is 98 Rock Cliff Way, Hendersonville, NC?

98 Rock Cliff Way, Hendersonville, NC has 3 bathrooms, 3,560 square feet of living space and a 0.62-acre lot.

When was 98 Rock Cliff Way, Hendersonville, NC built?

98 Rock Cliff Way, Hendersonville, NC was built in 2021, making it 5 years old. It is a contemporary home. The building has 1 story.

What schools serve 98 Rock Cliff Way, Hendersonville, NC?

98 Rock Cliff Way, Hendersonville, NC is assigned to Hendersonville Elementary School (elementary), rated A; Hendersonville Middle School (middle), rated B-; Hendersonville High School (high), rated B. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Rock Cliff Way, Hendersonville, NC compare to other homes in Hendersonville 28791?

Among the 6,852 homes in Hendersonville 28791, it is worth more than almost all of them ($1,474,000 against a typical $409,445), its price per square foot is higher than almost all of them ($414 against a typical $226), it is bigger than 94% of them (3,560 ft² against a typical 1,824 ft²), its lot is bigger than 54% of them (0.62 ac against a typical 0.56 ac) and it is newer than 97% of them (2021 against a typical 1982). Measured against all of Henderson County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Rock Cliff Way, Hendersonville, NC?

The 2025 property tax bill for 98 Rock Cliff Way, Hendersonville, NC was $4,447. The county assessed it at $814,500.

Closest homes

More homes in Hendersonville 28791

Assigned schools

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