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Rural ResidenceResidential
$358,603$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $14,500 on Mar 1, 1991

982 GARNETT RD

CYNTHIANA, KY 41031
3
Beds
2
Baths
2,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
36.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$359K
$327K low$390K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$14,500 · Mar 1, 1991

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$88 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
75
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.55 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyNicholas
Lot (acres)The size of the land the home sits on, from county records.36.72
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 340 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nicholas County High SchoolC
Middle · Grades 7–12 · 9.1 mi
E
Nicholas County Elementary SchoolC
Elementary · Grades PK–6 · 9.2 mi

District: Nicholas County School District

Neighborhood · ZIP 41031These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.187
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.17,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,899
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,590
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

982 Garnett Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Cynthiana 41031
  • Costs more per square foot than 75% of homes in Nicholas County
  • Bigger than 87% of homes in Nicholas County
  • Has a bigger lot than 97% of homes in Cynthiana 41031

What homes are worth in Cynthiana 41031

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$554K

This home is worth more than 90% of homes in Cynthiana 41031.

How it measures up in Cynthiana 41031

The dot is this home. The mark in the middle is the typical home in Cynthiana 41031.

Estimated value$358,603
CheaperTypical $184,720Pricier

Pricier than 90% of homes nearby

Price per ft²$160
CheaperTypical $159Pricier

Pricier than 51% of homes nearby

Living area2,240 ft²
SmallerTypical 1,602 ft²Bigger

Bigger than 81% of homes nearby

Lot size36.72 ac
SmallerTypical 1.02 acBigger

Bigger than 97% of homes nearby

Year built1996
OlderTypical 1991Newer

Newer than 60% of homes nearby

How 982 Garnett Rd ranks against every home in each area.
MeasureThis homeCynthiana 41031Nicholas County
Estimated valuepricier than$358,60390% of homes87% of homes
Price per ft²pricier than$16051% of homes75% of homes
Living areabigger than2,240 ft²81% of homes87% of homes
Lot sizebigger than36.72 ac97% of homes77% of homes
Year builtnewer than199660% of homes54% of homes

About 982 Garnett Rd

How much is 982 Garnett Rd, Cynthiana, KY worth?

The TopHap Estimate for 982 Garnett Rd, Cynthiana, KY is $358,603 as of Aug 30, 2026. The likely range is $327,131 to $390,075. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 982 Garnett Rd, Cynthiana, KY last sell?

982 Garnett Rd, Cynthiana, KY last sold on Mar 1, 1991 for $14,500, according to the county's recorded deed.

How big is 982 Garnett Rd, Cynthiana, KY?

982 Garnett Rd, Cynthiana, KY has 3 bedrooms, 2 bathrooms, 2,240 square feet of living space and a 36.72-acre lot.

When was 982 Garnett Rd, Cynthiana, KY built?

982 Garnett Rd, Cynthiana, KY was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 982 Garnett Rd, Cynthiana, KY?

982 Garnett Rd, Cynthiana, KY is assigned to Nicholas County High School (middle), rated C; Nicholas County Elementary School (elementary), rated C. All sit in Nicholas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 982 Garnett Rd, Cynthiana, KY compare to other homes in Cynthiana 41031?

Among the 5,549 homes in Cynthiana 41031, it is worth more than 90% of them ($358,603 against a typical $184,720), its price per square foot is higher than 51% of them ($160 against a typical $159), it is bigger than 81% of them (2,240 ft² against a typical 1,602 ft²), its lot is bigger than 97% of them (36.72 ac against a typical 1.02 ac) and it is newer than 60% of them (1996 against a typical 1991). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 982 Garnett Rd, Cynthiana, KY?

The 2025 property tax bill for 982 Garnett Rd, Cynthiana, KY was $88. The county assessed it at $104,000.

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