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Single Family ResidenceResidential
$179,517$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

982 TOTTYS BEND LOOP

DUCK RIVER, TN 38454
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
109 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$180K
$153K low$206K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$179,517
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,614

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,467 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,850 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$207,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.68
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHickman
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.109.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 464 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hickman County Sr High SchoolC+
High · Grades 9–12 · 4.7 mi
M
Hickman County Middle SchoolB+
Middle · Grades 6–8 · 5.0 mi
E
Centerville Elementary School
Elementary · Grades PK–2 · 6.2 mi

District: Hickman County School District

Neighborhood · ZIP 38454These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,841
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,677
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,856
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

982 Tottys Bend Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Duck River 38454
  • Costs more per square foot than 70% of homes in Hickman County
  • Smaller than 90% of homes in Hickman County
  • Has a bigger lot than 97% of homes in Hickman County
  • Older than 74% of homes in Hickman County

What homes are worth in Duck River 38454

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$1.2M

This home is worth more than 27% of homes in Duck River 38454.

How it measures up in Duck River 38454

The dot is this home. The mark in the middle is the typical home in Duck River 38454.

Estimated value$179,517
CheaperTypical $284,099Pricier

Pricier than 27% of homes nearby

Price per ft²$208
CheaperTypical $177Pricier

Pricier than 66% of homes nearby

Living area864 ft²
SmallerTypical 1,587 ft²Bigger

Bigger than 12% of homes nearby

Lot size109 ac
SmallerTypical 7.9 acBigger

Bigger than 93% of homes nearby

Year built1970
OlderTypical 1989Newer

Newer than 30% of homes nearby

How 982 Tottys Bend Loop ranks against every home in each area.
MeasureThis homeDuck River 38454Hickman County
Estimated valuepricier than$179,51727% of homes27% of homes
Price per ft²pricier than$20866% of homes70% of homes
Living areabigger than864 ft²12% of homes10% of homes
Lot sizebigger than109 ac93% of homes97% of homes
Year builtnewer than197030% of homes26% of homes

About 982 Tottys Bend Loop

How much is 982 Tottys Bend Loop, Duck River, TN worth?

The TopHap Estimate for 982 Tottys Bend Loop, Duck River, TN is $179,517 as of Jul 14, 2026. The likely range is $153,037 to $205,997. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 982 Tottys Bend Loop, Duck River, TN last sell?

982 Tottys Bend Loop, Duck River, TN last sold on Nov 10, 1964, according to the county's recorded deed.

How big is 982 Tottys Bend Loop, Duck River, TN?

982 Tottys Bend Loop, Duck River, TN has 1 bathrooms, 864 square feet of living space and a 109.00-acre lot.

When was 982 Tottys Bend Loop, Duck River, TN built?

982 Tottys Bend Loop, Duck River, TN was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 982 Tottys Bend Loop, Duck River, TN?

982 Tottys Bend Loop, Duck River, TN is assigned to Hickman County Sr High School (high), rated C+; Hickman County Middle School (middle), rated B+; Centerville Elementary School (elementary). All sit in Hickman County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 982 Tottys Bend Loop, Duck River, TN compare to other homes in Duck River 38454?

Among the 480 homes in Duck River 38454, it is worth more than 27% of them ($179,517 against a typical $284,099), its price per square foot is higher than 66% of them ($208 against a typical $177), it is bigger than 12% of them (864 ft² against a typical 1,587 ft²), its lot is bigger than 93% of them (109 ac against a typical 7.9 ac) and it is newer than 30% of them (1970 against a typical 1989). Measured against all of Hickman County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 982 Tottys Bend Loop, Duck River, TN?

The 2025 property tax bill for 982 Tottys Bend Loop, Duck River, TN was $1,467. The county assessed it at $51,850.

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Assigned schools

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