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Single Family ResidenceResidential
$346,146$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

985 GARNER DR

ROCKWALL, TX 75087
0
Baths
1,853 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$346K
$329K low$363K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,146
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,917
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
LENNAR MORTGAGE LLC · recorded Mar 27, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,747 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$330,156 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$253,656
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$348,888
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$330,156

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Lot (acres)The size of the land the home sits on, from county records.0.13
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 114 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Miss May Vernon Elementary SchoolB+
Elementary · Grades KG–5 · 0.3 mi
M
Bobby Summers Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
H
Royse City High SchoolC
High · Grades 9–12 · 5.3 mi

District: Royse City Independent School District

Neighborhood · ZIP 75087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,394
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 Garner Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Rockwall 75087
  • Costs more per square foot than 92% of homes in Woodcreek
  • Smaller than 84% of homes in Rockwall 75087
  • Has a smaller lot than 90% of homes in Rockwall 75087

What homes are worth in Rockwall 75087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$972K

This home is worth more than 17% of homes in Rockwall 75087.

How it measures up in Rockwall 75087

The dot is this home. The mark in the middle is the typical home in Rockwall 75087.

Estimated value$346,146
CheaperTypical $457,228Pricier

Pricier than 17% of homes nearby

Price per ft²$187
CheaperTypical $183Pricier

Pricier than 55% of homes nearby

Living area1,853 ft²
SmallerTypical 2,553 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.13 ac
SmallerTypical 0.2 acBigger

Bigger than 10% of homes nearby

How 985 Garner Dr ranks against every home in each area.
MeasureThis homeWoodcreekRockwall 75087Rockwall County
Estimated valuepricier than$346,14645% of homes17% of homes30% of homes
Price per ft²pricier than$18792% of homes55% of homes55% of homes
Living areabigger than1,853 ft²24% of homes16% of homes25% of homes
Lot sizebigger than0.13 ac27% of homes10% of homes12% of homes

About 985 Garner Dr

How much is 985 Garner Dr, Rockwall, TX worth?

The TopHap Estimate for 985 Garner Dr, Rockwall, TX is $346,146 as of Jul 14, 2026. The likely range is $328,966 to $363,326. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 985 Garner Dr, Rockwall, TX last sell?

985 Garner Dr, Rockwall, TX last sold on Sep 18, 2023, according to the county's recorded deed.

How big is 985 Garner Dr, Rockwall, TX?

985 Garner Dr, Rockwall, TX has 1,853 square feet of living space and a 0.13-acre lot.

What schools serve 985 Garner Dr, Rockwall, TX?

985 Garner Dr, Rockwall, TX is assigned to Miss May Vernon Elementary School (elementary), rated B+; Bobby Summers Middle School (middle), rated B-; Royse City High School (high), rated C. All sit in Royse City Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 Garner Dr, Rockwall, TX compare to other homes in Rockwall 75087?

Among the 16,688 homes in Rockwall 75087, it is worth more than 17% of them ($346,146 against a typical $457,228), its price per square foot is higher than 55% of them ($187 against a typical $183), it is bigger than 16% of them (1,853 ft² against a typical 2,553 ft²) and its lot is bigger than 10% of them (0.13 ac against a typical 0.2 ac). Measured against all of Rockwall County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 985 Garner Dr, Rockwall, TX?

The 2025 property tax bill for 985 Garner Dr, Rockwall, TX was $8,747. The county assessed it at $330,156.

Closest homes

More homes in Rockwall 75087

Assigned schools

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