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Single Family ResidenceResidential
$186,834$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

985 RIDGEWAY RD

LUGOFF, SC 29078
0
Baths
1,893 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$187K
$141K low$233K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,834
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,267
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$84,000
FIRST CITIZENS BANK & TRUST CO · R · recorded May 9, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$502 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$106,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
Lot (acres)The size of the land the home sits on, from county records.1.40
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 35 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lugoff Elementary SchoolB
Elementary · Grades KG–5 · 0.1 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 1.0 mi

District: Kershaw County School District

Neighborhood · ZIP 29078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,399
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,957
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 Ridgeway Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Lugoff 29078
  • Costs less per square foot than 74% of homes in Lugoff 29078
  • Has a bigger lot than 69% of homes in Lugoff 29078

What homes are worth in Lugoff 29078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$610K

This home is worth more than 23% of homes in Lugoff 29078.

How it measures up in Lugoff 29078

The dot is this home. The mark in the middle is the typical home in Lugoff 29078.

Estimated value$186,834
CheaperTypical $250,278Pricier

Pricier than 23% of homes nearby

Price per ft²$99
CheaperTypical $114Pricier

Pricier than 26% of homes nearby

Living area1,893 ft²
SmallerTypical 2,052 ft²Bigger

Bigger than 44% of homes nearby

Lot size1.4 ac
SmallerTypical 0.98 acBigger

Bigger than 69% of homes nearby

How 985 Ridgeway Rd ranks against every home in each area.
MeasureThis homeLugoff 29078Kershaw County
Estimated valuepricier than$186,83423% of homes30% of homes
Price per ft²pricier than$9926% of homes34% of homes
Living areabigger than1,893 ft²44% of homes46% of homes
Lot sizebigger than1.4 ac69% of homes65% of homes

About 985 Ridgeway Rd

How much is 985 Ridgeway Rd, Lugoff, SC worth?

The TopHap Estimate for 985 Ridgeway Rd, Lugoff, SC is $186,834 as of Jul 14, 2026. The likely range is $141,030 to $232,638. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 985 Ridgeway Rd, Lugoff, SC?

985 Ridgeway Rd, Lugoff, SC has 1,893 square feet of living space and a 1.40-acre lot.

What schools serve 985 Ridgeway Rd, Lugoff, SC?

985 Ridgeway Rd, Lugoff, SC is assigned to Lugoff Elementary School (elementary), rated B; Lugoff-Elgin Middle School (middle), rated C-; Lugoff-Elgin High School (high), rated C+. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 Ridgeway Rd, Lugoff, SC compare to other homes in Lugoff 29078?

Among the 7,854 homes in Lugoff 29078, it is worth more than 23% of them ($186,834 against a typical $250,278), its price per square foot is higher than 26% of them ($99 against a typical $114), it is bigger than 44% of them (1,893 ft² against a typical 2,052 ft²) and its lot is bigger than 69% of them (1.4 ac against a typical 0.98 ac). Measured against all of Kershaw County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 985 Ridgeway Rd, Lugoff, SC?

The 2025 property tax bill for 985 Ridgeway Rd, Lugoff, SC was $502. The county assessed it at $106,900.

Closest homes

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Assigned schools

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