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Single Family ResidenceResidential
$492,097$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

985 TWISP RIVER RD

TWISP, WA 98856
3
Beds
1
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$492K
$428K low$556K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$352,097
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$281,678
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
NORTH CASCADES NATIONAL BANK · recorded Nov 27, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,697 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$467,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$107,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$359,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$455,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$467,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOKANOGAN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckShed · 396 ft²Patio · 400 ft²Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Liberty Bell Jr Sr High SchoolA-
Middle · Grades 6–12 · 8.5 mi
E
Methow Valley Elementary SchoolB
Elementary · Grades PK–5 · 8.6 mi

District: Methow Valley School District

Neighborhood · ZIP 98856These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,608
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,826
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,450
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 Twisp River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Okanogan County
  • Costs less per square foot than 81% of homes in Twisp 98856
  • Bigger than 79% of homes in Okanogan County
  • Older than 73% of homes in Twisp 98856

What homes are worth in Twisp 98856

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$1.2M

This home is worth more than 52% of homes in Twisp 98856.

How it measures up in Twisp 98856

The dot is this home. The mark in the middle is the typical home in Twisp 98856.

Estimated value$492,097
CheaperTypical $478,289Pricier

Pricier than 52% of homes nearby

Price per ft²$256
CheaperTypical $354Pricier

Pricier than 19% of homes nearby

Living area1,920 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 78% of homes nearby

Lot size1.93 ac
SmallerTypical 2.67 acBigger

Bigger than 44% of homes nearby

Year built1965
OlderTypical 1987Newer

Newer than 27% of homes nearby

How 985 Twisp River Rd ranks against every home in each area.
MeasureThis homeTwisp 98856Okanogan County
Estimated valuepricier than$492,09752% of homes74% of homes
Price per ft²pricier than$25619% of homes59% of homes
Living areabigger than1,920 ft²78% of homes79% of homes
Lot sizebigger than1.93 ac44% of homes58% of homes
Year builtnewer than196527% of homes29% of homes

About 985 Twisp River Rd

How much is 985 Twisp River Rd, Twisp, WA worth?

The TopHap Estimate for 985 Twisp River Rd, Twisp, WA is $492,097 as of Jul 14, 2026. The likely range is $427,695 to $556,499. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 985 Twisp River Rd, Twisp, WA last sell?

985 Twisp River Rd, Twisp, WA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 985 Twisp River Rd, Twisp, WA?

985 Twisp River Rd, Twisp, WA has 3 bedrooms, 1 bathrooms and 1,920 square feet of living space.

When was 985 Twisp River Rd, Twisp, WA built?

985 Twisp River Rd, Twisp, WA was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 985 Twisp River Rd, Twisp, WA?

985 Twisp River Rd, Twisp, WA is assigned to Liberty Bell Jr Sr High School (middle), rated A-; Methow Valley Elementary School (elementary), rated B. All sit in Methow Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 Twisp River Rd, Twisp, WA compare to other homes in Twisp 98856?

Among the 1,278 homes in Twisp 98856, it is worth more than 52% of them ($492,097 against a typical $478,289), its price per square foot is higher than 19% of them ($256 against a typical $354), it is bigger than 78% of them (1,920 ft² against a typical 1,380 ft²), its lot is bigger than 44% of them (1.93 ac against a typical 2.67 ac) and it is newer than 27% of them (1965 against a typical 1987). Measured against all of Okanogan County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 985 Twisp River Rd, Twisp, WA?

The 2026 property tax bill for 985 Twisp River Rd, Twisp, WA was $3,697. The county assessed it at $467,600.

Closest homes

More homes in Twisp 98856

Assigned schools

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