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Single Family ResidenceResidential
$459,712$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

986 SW CLAY ST

DALLAS, OR 97338
3
Beds
2
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$460K
$437K low$483K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$409,712
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$327,770
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WELLS FARGO BANK · recorded May 28, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,174 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,720 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,870
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,980
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Shed · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oakdale Heights Elementary SchoolC+
Elementary · Grades KG–3 · 0.5 mi
H
Dallas High SchoolD-
High · Grades 9–12 · 1.3 mi
M
LaCreole Middle SchoolC
Middle · Grades 6–8 · 1.4 mi

District: Dallas School District 2

Neighborhood · ZIP 97338These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.184

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,853
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,633
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,951
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.47%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Sw Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 91% of homes in Polk County
  • Smaller than 74% of homes in Polk County
  • Has a bigger lot than 79% of homes in Polk County
  • Among the oldest homes in Dallas 97338

What homes are worth in Dallas 97338

Each bar is how many homes fall in that price range. The marker is this home.

This home
$260K$783K

This home is worth more than 53% of homes in Dallas 97338.

How it measures up in Dallas 97338

The dot is this home. The mark in the middle is the typical home in Dallas 97338.

Estimated value$459,712
CheaperTypical $450,297Pricier

Pricier than 53% of homes nearby

Price per ft²$340
CheaperTypical $281Pricier

Pricier than 90% of homes nearby

Living area1,352 ft²
SmallerTypical 1,580 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.4 ac
SmallerTypical 0.2 acBigger

Bigger than 77% of homes nearby

Year built1900
OlderTypical 1993Newer

Older than almost all homes nearby

How 986 Sw Clay St ranks against every home in each area.
MeasureThis homeDallas 97338Polk County
Estimated valuepricier than$459,71253% of homes51% of homes
Price per ft²pricier than$34090% of homes91% of homes
Living areabigger than1,352 ft²30% of homes26% of homes
Lot sizebigger than0.4 ac77% of homes79% of homes
Year builtnewer than1900almost no homesalmost no homes

About 986 Sw Clay St

How much is 986 Sw Clay St, Dallas, OR worth?

The TopHap Estimate for 986 Sw Clay St, Dallas, OR is $459,712 as of Jul 14, 2026. The likely range is $436,607 to $482,817. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Sw Clay St, Dallas, OR last sell?

986 Sw Clay St, Dallas, OR last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 986 Sw Clay St, Dallas, OR?

986 Sw Clay St, Dallas, OR has 3 bedrooms, 2 bathrooms, 1,352 square feet of living space and a 0.40-acre lot.

When was 986 Sw Clay St, Dallas, OR built?

986 Sw Clay St, Dallas, OR was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 986 Sw Clay St, Dallas, OR?

986 Sw Clay St, Dallas, OR is assigned to Oakdale Heights Elementary School (elementary), rated C+; Dallas High School (high), rated D-; LaCreole Middle School (middle), rated C. All sit in Dallas School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Sw Clay St, Dallas, OR compare to other homes in Dallas 97338?

Among the 8,069 homes in Dallas 97338, it is worth more than 53% of them ($459,712 against a typical $450,297), its price per square foot is higher than 90% of them ($340 against a typical $281), it is bigger than 30% of them (1,352 ft² against a typical 1,580 ft²), its lot is bigger than 77% of them (0.4 ac against a typical 0.2 ac) and it is newer than almost none of them (1900 against a typical 1993). Measured against all of Polk County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Sw Clay St, Dallas, OR?

The 2025 property tax bill for 986 Sw Clay St, Dallas, OR was $3,174. The county assessed it at $231,720.

Closest homes

More homes in Dallas 97338

Assigned schools

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