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CondominiumResidential
$372,099$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

989 RIVER ROCK DR

HOLLY, MI 48442
4
Beds
2.5
Baths
2,511 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$372K
$354K low$391K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,899
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,919
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,000
SUN WEST MORTGAGE COMPANY INC · recorded Feb 17, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$27,200
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,414 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,260 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,520

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²Patio · 224 ft²Porch · 75 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Patterson Elementary SchoolB-
Elementary · Grades PK–5 · 1.0 mi
M
Holly Middle SchoolC+
Middle · Grades 6–8 · 1.7 mi
H
Holly High SchoolC+
High · Grades 8–12 · 3.2 mi

District: Holly Area School District

Neighborhood · ZIP 48442These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.22,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.257 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,823
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

989 River Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Holly 48442
  • Costs less per square foot than 85% of homes in Oakland County
  • Bigger than 88% of homes in Holly 48442
  • Has a smaller lot than 80% of homes in Holly 48442
  • Newer than 92% of homes in Oakland County

What homes are worth in Holly 48442

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$687K

This home is worth more than 69% of homes in Holly 48442.

How it measures up in Holly 48442

The dot is this home. The mark in the middle is the typical home in Holly 48442.

Estimated value$372,099
CheaperTypical $304,012Pricier

Pricier than 69% of homes nearby

Price per ft²$148
CheaperTypical $183Pricier

Pricier than 23% of homes nearby

Living area2,511 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.21 ac
SmallerTypical 1 acBigger

Bigger than 20% of homes nearby

Year built2004
OlderTypical 1978Newer

Newer than 90% of homes nearby

How 989 River Rock Dr ranks against every home in each area.
MeasureThis homeHolly 48442Oakland County
Estimated valuepricier than$372,09969% of homes55% of homes
Price per ft²pricier than$14823% of homes15% of homes
Living areabigger than2,511 ft²88% of homes77% of homes
Lot sizebigger than0.21 ac20% of homes32% of homes
Year builtnewer than200490% of homes92% of homes

About 989 River Rock Dr

How much is 989 River Rock Dr, Holly, MI worth?

The TopHap Estimate for 989 River Rock Dr, Holly, MI is $372,099 as of Jul 14, 2026. The likely range is $353,522 to $390,676. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 989 River Rock Dr, Holly, MI last sell?

989 River Rock Dr, Holly, MI last sold on May 7, 2019, according to the county's recorded deed.

How big is 989 River Rock Dr, Holly, MI?

989 River Rock Dr, Holly, MI has 4 bedrooms, 2.5 bathrooms, 2,511 square feet of living space and a 0.21-acre lot.

When was 989 River Rock Dr, Holly, MI built?

989 River Rock Dr, Holly, MI was built in 2004, making it 22 years old. It is a colonial home. The building has 2 stories.

What schools serve 989 River Rock Dr, Holly, MI?

989 River Rock Dr, Holly, MI is assigned to Patterson Elementary School (elementary), rated B-; Holly Middle School (middle), rated C+; Holly High School (high), rated C+. All sit in Holly Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 989 River Rock Dr, Holly, MI compare to other homes in Holly 48442?

Among the 7,428 homes in Holly 48442, it is worth more than 69% of them ($372,099 against a typical $304,012), its price per square foot is higher than 23% of them ($148 against a typical $183), it is bigger than 88% of them (2,511 ft² against a typical 1,668 ft²), its lot is bigger than 20% of them (0.21 ac against a typical 1 ac) and it is newer than 90% of them (2004 against a typical 1978). Measured against all of Oakland County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 989 River Rock Dr, Holly, MI?

The 2025 property tax bill for 989 River Rock Dr, Holly, MI was $2,414. The county assessed it at $185,260.

Closest homes

More homes in Holly 48442

Assigned schools

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