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Single Family ResidenceResidential
$634,424$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

989 ROCKY SHOALS DR

MIDLAND, GA 31820
5
Beds
5
Baths
3,038 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
13
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$634K
$570K low$699K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$573,024
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$458,419
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.10%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$61,400
BRANCH BANKING AND TRUST CO · recorded Nov 9, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,346 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,648 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,648
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,763
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$619,121

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarris
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.1.88
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 888 ft²Patio · 396 ft²Porch · 58 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine Ridge Elementary SchoolA-
Elementary · Grades PK–4 · 2.5 mi
M
Harris County Carver Middle SchoolA
Middle · Grades 7–8 · 10.8 mi
H
Harris County High SchoolB+
High · Grades 9–12 · 11.7 mi

District: Harris County School District

Neighborhood · ZIP 31820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.23
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,833
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,893
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,427
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

989 Rocky Shoals Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Midland 31820
  • Costs more per square foot than 96% of homes in Midland 31820
  • Bigger than 83% of homes in Harris County
  • Has a bigger lot than 77% of homes in Midland 31820
  • Older than 82% of homes in Midland 31820

What homes are worth in Midland 31820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$853K

This home is worth more than 93% of homes in Midland 31820.

How it measures up in Midland 31820

The dot is this home. The mark in the middle is the typical home in Midland 31820.

Estimated value$634,424
CheaperTypical $386,750Pricier

Pricier than 93% of homes nearby

Price per ft²$209
CheaperTypical $159Pricier

Pricier than 96% of homes nearby

Living area3,038 ft²
SmallerTypical 2,525 ft²Bigger

Bigger than 77% of homes nearby

Lot size1.88 ac
SmallerTypical 0.63 acBigger

Bigger than 77% of homes nearby

Year built1990
OlderTypical 2005Newer

Newer than 18% of homes nearby

How 989 Rocky Shoals Dr ranks against every home in each area.
MeasureThis homeMidland 31820Harris County
Estimated valuepricier than$634,42493% of homes91% of homes
Price per ft²pricier than$20996% of homes85% of homes
Living areabigger than3,038 ft²77% of homes83% of homes
Lot sizebigger than1.88 ac77% of homes50% of homes
Year builtnewer than199018% of homes40% of homes

About 989 Rocky Shoals Dr

How much is 989 Rocky Shoals Dr, Midland, GA worth?

The TopHap Estimate for 989 Rocky Shoals Dr, Midland, GA is $634,424 as of Jul 14, 2026. The likely range is $569,754 to $699,094. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 989 Rocky Shoals Dr, Midland, GA last sell?

989 Rocky Shoals Dr, Midland, GA last sold on Oct 17, 2002, according to the county's recorded deed.

How big is 989 Rocky Shoals Dr, Midland, GA?

989 Rocky Shoals Dr, Midland, GA has 5 bedrooms, 5 bathrooms, 3,038 square feet of living space and a 1.88-acre lot.

When was 989 Rocky Shoals Dr, Midland, GA built?

989 Rocky Shoals Dr, Midland, GA was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 989 Rocky Shoals Dr, Midland, GA?

989 Rocky Shoals Dr, Midland, GA is assigned to Pine Ridge Elementary School (elementary), rated A-; Harris County Carver Middle School (middle), rated A; Harris County High School (high), rated B+. All sit in Harris County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 989 Rocky Shoals Dr, Midland, GA compare to other homes in Midland 31820?

Among the 4,842 homes in Midland 31820, it is worth more than 93% of them ($634,424 against a typical $386,750), its price per square foot is higher than 96% of them ($209 against a typical $159), it is bigger than 77% of them (3,038 ft² against a typical 2,525 ft²), its lot is bigger than 77% of them (1.88 ac against a typical 0.63 ac) and it is newer than 18% of them (1990 against a typical 2005). Measured against all of Harris County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 989 Rocky Shoals Dr, Midland, GA?

The 2025 property tax bill for 989 Rocky Shoals Dr, Midland, GA was $6,346. The county assessed it at $247,648.

Closest homes

More homes in Midland 31820

Assigned schools

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