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Single Family ResidenceResidential
$320,429$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $185,000 on Jul 17, 2017

9895 ROSE ARBOR DR

DAYTON, OH 45458
4
Beds
2
Baths
1,804 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$320K
$288K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Jul 17, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,679
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,743
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,750
JP MORGAN CHASE BK · recorded Jul 17, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
THIRD FSLA OF CLEVELAND

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,437 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,730 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,730
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,920

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Steel Frame
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Major Strip
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 238 ft²Patio · 256 ft²Porch · 114 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Centerville Primary Village South
Elementary · Grades PK–1 · 1.4 mi
M
Magsig Middle SchoolA-
Middle · Grades 6–8 · 2.1 mi
H
Centerville High SchoolA
High · Grades 9–12 · 2.5 mi

District: Centerville City School District

Neighborhood · ZIP 45458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,778 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,028
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9895 Rose Arbor Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Montgomery County
  • Costs more per square foot than 75% of homes in Montgomery County
  • Smaller than 71% of homes in Dayton 45458
  • Has a bigger lot than 83% of homes in Montgomery County
  • Newer than 79% of homes in Montgomery County

What homes are worth in Dayton 45458

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$943K

This home is worth more than 30% of homes in Dayton 45458.

How it measures up in Dayton 45458

The dot is this home. The mark in the middle is the typical home in Dayton 45458.

Estimated value$320,429
CheaperTypical $432,444Pricier

Pricier than 30% of homes nearby

Price per ft²$178
CheaperTypical $188Pricier

Pricier than 40% of homes nearby

Living area1,804 ft²
SmallerTypical 2,235 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.42 ac
SmallerTypical 0.37 acBigger

Bigger than 61% of homes nearby

Year built1979
OlderTypical 1993Newer

Newer than 30% of homes nearby

How 9895 Rose Arbor Dr ranks against every home in each area.
MeasureThis homeDayton 45458Montgomery County
Estimated valuepricier than$320,42930% of homes80% of homes
Price per ft²pricier than$17840% of homes75% of homes
Living areabigger than1,804 ft²29% of homes71% of homes
Lot sizebigger than0.42 ac61% of homes83% of homes
Year builtnewer than197930% of homes79% of homes

About 9895 Rose Arbor Dr

How much is 9895 Rose Arbor Dr, Dayton, OH worth?

The TopHap Estimate for 9895 Rose Arbor Dr, Dayton, OH is $320,429 as of Jul 14, 2026. The likely range is $288,259 to $352,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9895 Rose Arbor Dr, Dayton, OH last sell?

9895 Rose Arbor Dr, Dayton, OH last sold on Jul 17, 2017 for $185,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 9895 Rose Arbor Dr, Dayton, OH?

9895 Rose Arbor Dr, Dayton, OH has 4 bedrooms, 2 bathrooms, 1,804 square feet of living space and a 0.42-acre lot.

When was 9895 Rose Arbor Dr, Dayton, OH built?

9895 Rose Arbor Dr, Dayton, OH was built in 1979, making it 47 years old. It is a ranch home. The building has 1 story.

What schools serve 9895 Rose Arbor Dr, Dayton, OH?

9895 Rose Arbor Dr, Dayton, OH is assigned to Centerville Primary Village South (elementary); Magsig Middle School (middle), rated A-; Centerville High School (high), rated A. All sit in Centerville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9895 Rose Arbor Dr, Dayton, OH compare to other homes in Dayton 45458?

Among the 13,350 homes in Dayton 45458, it is worth more than 30% of them ($320,429 against a typical $432,444), its price per square foot is higher than 40% of them ($178 against a typical $188), it is bigger than 29% of them (1,804 ft² against a typical 2,235 ft²), its lot is bigger than 61% of them (0.42 ac against a typical 0.37 ac) and it is newer than 30% of them (1979 against a typical 1993). Measured against all of Montgomery County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9895 Rose Arbor Dr, Dayton, OH?

The 2025 property tax bill for 9895 Rose Arbor Dr, Dayton, OH was $5,437. The county assessed it at $85,730.

Closest homes

More homes in Dayton 45458

Assigned schools

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