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Single Family ResidenceResidential
$1,222,414$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

99 RIVERCLIFF RD

LOWELL, MA 01852
3
Beds
3.5
Baths
4,139 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.81 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$1.2M low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$772,414
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$617,931
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$450,000
NPA ASSOCS · recorded Jan 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,558 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,093,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$253,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$840,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,076,445

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.81
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peter W ReillyB+
Elementary · Grades PK–4 · 0.5 mi
M
James Sullivan Middle SchoolC-
Middle · Grades 5–8 · 0.5 mi
H
Leblanc Therapeutic Day School
High · Grades 9–12 · 0.9 mi

District: Lowell School District

Neighborhood · ZIP 01852These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.38,007
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,196 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,531
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

99 Rivercliff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lowell 01852
  • Costs less per square foot than 93% of homes in Middlesex County
  • Bigger than 96% of homes in Middlesex County
  • Has a bigger lot than 95% of homes in Belvidere
  • Among the newest homes in Belvidere

What homes are worth in Lowell 01852

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$935K

This home is worth more than almost all homes in Lowell 01852.

How it measures up in Lowell 01852

The dot is this home. The mark in the middle is the typical home in Lowell 01852.

Estimated value$1,222,414
CheaperTypical $469,735Pricier

Pricier than almost all homes nearby

Price per ft²$295
CheaperTypical $332Pricier

Pricier than 29% of homes nearby

Living area4,139 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.81 ac
SmallerTypical 0.19 acBigger

Bigger than 85% of homes nearby

Year built2017
OlderTypical 1950Newer

Newer than 98% of homes nearby

How 99 Rivercliff Rd ranks against every home in each area.
MeasureThis homeBelvidereLowell 01852Middlesex County
Estimated valuepricier than$1,222,414almost all homesalmost all homes81% of homes
Price per ft²pricier than$29520% of homes29% of homes7% of homes
Living areabigger than4,139 ft²94% of homes95% of homes96% of homes
Lot sizebigger than0.81 ac95% of homes85% of homes74% of homes
Year builtnewer than2017almost all homes98% of homes98% of homes

About 99 Rivercliff Rd

How much is 99 Rivercliff Rd, Lowell, MA worth?

The TopHap Estimate for 99 Rivercliff Rd, Lowell, MA is $1,222,414 as of Jul 14, 2026. The likely range is $1,176,838 to $1,267,990. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 99 Rivercliff Rd, Lowell, MA last sell?

99 Rivercliff Rd, Lowell, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 99 Rivercliff Rd, Lowell, MA?

99 Rivercliff Rd, Lowell, MA has 3 bedrooms, 3.5 bathrooms, 4,139 square feet of living space and a 0.81-acre lot.

When was 99 Rivercliff Rd, Lowell, MA built?

99 Rivercliff Rd, Lowell, MA was built in 2017, making it 9 years old. It is a cape cod home. The building has 2 stories.

What schools serve 99 Rivercliff Rd, Lowell, MA?

99 Rivercliff Rd, Lowell, MA is assigned to Peter W Reilly (elementary), rated B+; James Sullivan Middle School (middle), rated C-; Leblanc Therapeutic Day School (high). All sit in Lowell School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 99 Rivercliff Rd, Lowell, MA compare to other homes in Lowell 01852?

Among the 8,439 homes in Lowell 01852, it is worth more than almost all of them ($1,222,414 against a typical $469,735), its price per square foot is higher than 29% of them ($295 against a typical $332), it is bigger than 95% of them (4,139 ft² against a typical 1,537 ft²), its lot is bigger than 85% of them (0.81 ac against a typical 0.19 ac) and it is newer than 98% of them (2017 against a typical 1950). Measured against all of Middlesex County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 99 Rivercliff Rd, Lowell, MA?

The 2025 property tax bill for 99 Rivercliff Rd, Lowell, MA was $12,558. The county assessed it at $1,093,900.

Closest homes

More homes in Lowell 01852

Assigned schools

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