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Single Family ResidenceResidential
$592,490$346 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $265,000 on Jun 9, 2006

991 LIBERTY ST SW

OLYMPIA, WA 98512
3
Beds
2 / 1
Baths
1,712 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$592K
$561K low$624K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Jun 9, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$311,490
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$249,192
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$231,000
NATIONSTAR MORTGAGE LLC · recorded Sep 8, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
WASHINGTON STATE EMPLOYEES CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$453,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$275,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$428,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$453,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyThurston
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.26
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Michael T. Simmons Elementary SchoolA-
Elementary · Grades KG–5 · 0.5 mi
M
Tumwater Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
H
A. G. West Black Hills High SchoolA-
High · Grades 9–12 · 2.4 mi

District: Tumwater School District

Neighborhood · ZIP 98512These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.226

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.33,679
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,265
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,298
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.35%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

991 Liberty St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Thurston County
  • Costs more per square foot than 76% of homes in Thurston County
  • Older than 94% of homes in Olympia 98512

What homes are worth in Olympia 98512

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$1.1M

This home is worth more than 61% of homes in Olympia 98512.

How it measures up in Olympia 98512

The dot is this home. The mark in the middle is the typical home in Olympia 98512.

Estimated value$592,490
CheaperTypical $555,973Pricier

Pricier than 61% of homes nearby

Price per ft²$346
CheaperTypical $299Pricier

Pricier than 74% of homes nearby

Living area1,712 ft²
SmallerTypical 1,792 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.26 ac
SmallerTypical 0.39 acBigger

Bigger than 38% of homes nearby

Year built1949
OlderTypical 1989Newer

Newer than 6% of homes nearby

How 991 Liberty St Sw ranks against every home in each area.
MeasureThis homeOlympia 98512Thurston County
Estimated valuepricier than$592,49061% of homes69% of homes
Price per ft²pricier than$34674% of homes76% of homes
Living areabigger than1,712 ft²45% of homes48% of homes
Lot sizebigger than0.26 ac38% of homes50% of homes
Year builtnewer than19496% of homes8% of homes

About 991 Liberty St Sw

How much is 991 Liberty St Sw, Olympia, WA worth?

The TopHap Estimate for 991 Liberty St Sw, Olympia, WA is $592,490 as of Jul 14, 2026. The likely range is $560,531 to $624,449. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 991 Liberty St Sw, Olympia, WA last sell?

991 Liberty St Sw, Olympia, WA last sold on Jun 9, 2006 for $265,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 991 Liberty St Sw, Olympia, WA?

991 Liberty St Sw, Olympia, WA has 3 bedrooms, 2 bathrooms, 1,712 square feet of living space and a 0.26-acre lot.

When was 991 Liberty St Sw, Olympia, WA built?

991 Liberty St Sw, Olympia, WA was built in 1949, making it 77 years old. It is a ranch home. The building has 1 story.

What schools serve 991 Liberty St Sw, Olympia, WA?

991 Liberty St Sw, Olympia, WA is assigned to Michael T. Simmons Elementary School (elementary), rated A-; Tumwater Middle School (middle), rated A-; A. G. West Black Hills High School (high), rated A-. All sit in Tumwater School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 991 Liberty St Sw, Olympia, WA compare to other homes in Olympia 98512?

Among the 11,202 homes in Olympia 98512, it is worth more than 61% of them ($592,490 against a typical $555,973), its price per square foot is higher than 74% of them ($346 against a typical $299), it is bigger than 45% of them (1,712 ft² against a typical 1,792 ft²), its lot is bigger than 38% of them (0.26 ac against a typical 0.39 ac) and it is newer than 6% of them (1949 against a typical 1989). Measured against all of Thurston County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 991 Liberty St Sw, Olympia, WA?

The 2026 property tax bill for 991 Liberty St Sw, Olympia, WA was $11. The county assessed it at $453,400.

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Assigned schools

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