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Single Family ResidenceResidential
$194,184$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Jun 7, 2021

995 CLOVER RD

RIDGEWAY, VA 24148
2
Baths
1,597 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$194K
$175K low$214K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Jun 7, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,684
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,947
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,500
TRUIST BANK · recorded Jun 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$573 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenry
Lot (acres)The size of the land the home sits on, from county records.4.35
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rich Acres Elementary SchoolA-
Elementary · Grades PK–5 · 1.8 mi
H
Magna Vista High SchoolD+
High · Grades 9–12 · 4.2 mi
M
Laurel Park Middle SchoolD+
Middle · Grades 6–8 · 4.6 mi

District: Henry County Public Schools

Neighborhood · ZIP 24148These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,086
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,278
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

995 Clover Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Henry County
  • Bigger than 75% of homes in Henry County
  • Has a bigger lot than 82% of homes in Henry County
  • Newer than 80% of homes in Henry County

What homes are worth in Ridgeway 24148

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$430K

This home is worth more than 65% of homes in Ridgeway 24148.

How it measures up in Ridgeway 24148

The dot is this home. The mark in the middle is the typical home in Ridgeway 24148.

Estimated value$194,184
CheaperTypical $152,699Pricier

Pricier than 65% of homes nearby

Price per ft²$122
CheaperTypical $122Pricier

Pricier than 50% of homes nearby

Living area1,597 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 69% of homes nearby

Lot size4.35 ac
SmallerTypical 1.27 acBigger

Bigger than 81% of homes nearby

Year built1988
OlderTypical 1972Newer

Newer than 76% of homes nearby

How 995 Clover Rd ranks against every home in each area.
MeasureThis homeRidgeway 24148Henry County
Estimated valuepricier than$194,18465% of homes75% of homes
Price per ft²pricier than$12250% of homes60% of homes
Living areabigger than1,597 ft²69% of homes75% of homes
Lot sizebigger than4.35 ac81% of homes82% of homes
Year builtnewer than198876% of homes80% of homes

About 995 Clover Rd

How much is 995 Clover Rd, Ridgeway, VA worth?

The TopHap Estimate for 995 Clover Rd, Ridgeway, VA is $194,184 as of Jul 14, 2026. The likely range is $174,788 to $213,580. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 995 Clover Rd, Ridgeway, VA last sell?

995 Clover Rd, Ridgeway, VA last sold on Jun 7, 2021 for $90,000, according to the county's recorded deed.

How big is 995 Clover Rd, Ridgeway, VA?

995 Clover Rd, Ridgeway, VA has 2 bathrooms, 1,597 square feet of living space and a 4.35-acre lot.

When was 995 Clover Rd, Ridgeway, VA built?

995 Clover Rd, Ridgeway, VA was built in 1988, making it 38 years old.

What schools serve 995 Clover Rd, Ridgeway, VA?

995 Clover Rd, Ridgeway, VA is assigned to Rich Acres Elementary School (elementary), rated A-; Magna Vista High School (high), rated D+; Laurel Park Middle School (middle), rated D+. All sit in Henry County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 995 Clover Rd, Ridgeway, VA compare to other homes in Ridgeway 24148?

Among the 3,203 homes in Ridgeway 24148, it is worth more than 65% of them ($194,184 against a typical $152,699), its price per square foot is higher than 50% of them ($122 against a typical $122), it is bigger than 69% of them (1,597 ft² against a typical 1,350 ft²), its lot is bigger than 81% of them (4.35 ac against a typical 1.27 ac) and it is newer than 76% of them (1988 against a typical 1972). Measured against all of Henry County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 995 Clover Rd, Ridgeway, VA?

The 2025 property tax bill for 995 Clover Rd, Ridgeway, VA was $573. The county assessed it at $103,200.

Closest homes

More homes in Ridgeway 24148

Assigned schools

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