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Rural ResidenceResidential
$178,122$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

995 COUNTY ROUTE 12

DE RUYTER, NY 13052
4
Beds
1
Baths
2,350 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
39.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$178K
$158K low$198K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,019 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,944

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyChenango
Lot (acres)The size of the land the home sits on, from county records.39.31
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 176 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cincinnatus High SchoolB+
High · Grades 9–12 · 6.9 mi
E
Cincinnatus Elementary SchoolB
Elementary · Grades PK–4 · 6.9 mi
M
Cincinnatus Middle SchoolA-
Middle · Grades 5–8 · 7.0 mi

District: Cincinnatus Central School District

Neighborhood · ZIP 13052These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,568
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,177
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

995 County Route 12 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in De Ruyter 13052
  • Bigger than 89% of homes in De Ruyter 13052
  • Has a bigger lot than 92% of homes in De Ruyter 13052
  • Older than 82% of homes in De Ruyter 13052

What homes are worth in De Ruyter 13052

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$663K

This home is worth more than 54% of homes in De Ruyter 13052.

How it measures up in De Ruyter 13052

The dot is this home. The mark in the middle is the typical home in De Ruyter 13052.

Estimated value$178,122
CheaperTypical $165,965Pricier

Pricier than 54% of homes nearby

Price per ft²$76
CheaperTypical $100Pricier

Pricier than 31% of homes nearby

Living area2,350 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 89% of homes nearby

Lot size39.31 ac
SmallerTypical 0.77 acBigger

Bigger than 92% of homes nearby

Year built1880
OlderTypical 1956Newer

Newer than 18% of homes nearby

How 995 County Route 12 ranks against every home in each area.
MeasureThis homeDe Ruyter 13052Chenango County
Estimated valuepricier than$178,12254% of homes64% of homes
Price per ft²pricier than$7631% of homes32% of homes
Living areabigger than2,350 ft²89% of homes86% of homes
Lot sizebigger than39.31 ac92% of homes90% of homes
Year builtnewer than188018% of homes19% of homes

About 995 County Route 12

How much is 995 County Route 12, De Ruyter, NY worth?

The TopHap Estimate for 995 County Route 12, De Ruyter, NY is $178,122 as of Aug 30, 2026. The likely range is $158,305 to $197,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 995 County Route 12, De Ruyter, NY?

995 County Route 12, De Ruyter, NY has 4 bedrooms, 1 bathrooms, 2,350 square feet of living space and a 39.31-acre lot.

When was 995 County Route 12, De Ruyter, NY built?

995 County Route 12, De Ruyter, NY was built in 1880, making it 146 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 995 County Route 12, De Ruyter, NY?

995 County Route 12, De Ruyter, NY is assigned to Cincinnatus High School (high), rated B+; Cincinnatus Elementary School (elementary), rated B; Cincinnatus Middle School (middle), rated A-. All sit in Cincinnatus Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 995 County Route 12, De Ruyter, NY compare to other homes in De Ruyter 13052?

Among the 1,054 homes in De Ruyter 13052, it is worth more than 54% of them ($178,122 against a typical $165,965), its price per square foot is higher than 31% of them ($76 against a typical $100), it is bigger than 89% of them (2,350 ft² against a typical 1,450 ft²), its lot is bigger than 92% of them (39.31 ac against a typical 0.77 ac) and it is newer than 18% of them (1880 against a typical 1956). Measured against all of Chenango County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 995 County Route 12, De Ruyter, NY?

The 2025 property tax bill for 995 County Route 12, De Ruyter, NY was $3,019. The county assessed it at $56,500.

More homes on County Route 12

Closest homes

More homes in De Ruyter 13052

Assigned schools

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