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Single Family ResidenceResidential
$387,311
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

997 RIVER RD

CAMBRIDGE, VT 05444
0
Baths
11.28 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$387K
$336K low$439K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$387,311
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$309,849

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.11.28
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fletcher Elementary SchoolC+
Elementary · Grades PK–6 · 1.6 mi

District: Fletcher School District

Neighborhood · ZIP 05444These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.82 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,356
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

997 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 85% of homes in Franklin County

What homes are worth in Cambridge 05444

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$751K

This home is worth more than 55% of homes in Cambridge 05444.

How it measures up in Cambridge 05444

The dot is this home. The mark in the middle is the typical home in Cambridge 05444.

Estimated value$387,311
CheaperTypical $361,389Pricier

Pricier than 55% of homes nearby

Lot size11.28 ac
SmallerTypical 2.27 acBigger

Bigger than 84% of homes nearby

How 997 River Rd ranks against every home in each area.
MeasureThis homeCambridge 05444Franklin County
Estimated valuepricier than$387,31155% of homes56% of homes
Lot sizebigger than11.28 ac84% of homes85% of homes

About 997 River Rd

How much is 997 River Rd, Cambridge, VT worth?

The TopHap Estimate for 997 River Rd, Cambridge, VT is $387,311 as of Jul 14, 2026. The likely range is $336,112 to $438,510. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 997 River Rd, Cambridge, VT?

997 River Rd, Cambridge, VT is assigned to Fletcher Elementary School (elementary), rated C+. All sit in Fletcher School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 997 River Rd, Cambridge, VT compare to other homes in Cambridge 05444?

Among the 1,006 homes in Cambridge 05444, it is worth more than 55% of them ($387,311 against a typical $361,389) and its lot is bigger than 84% of them (11.28 ac against a typical 2.27 ac). Measured against all of Franklin County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Cambridge 05444

Assigned schools

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See this home in context

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