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Single Family ResidenceResidential
$440,660$369 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $240,000 on Aug 6, 2019

998 CATFISH RD

RICHFIELD, NC 28137
1
Baths
1,194 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$441K
$346K low$535K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Aug 6, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$190,660
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,528
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
FARMERS & MERCHANTS NAT'L BK · recorded Aug 6, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,014 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$300,610 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,610
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,610
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRowan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morgan Elementary SchoolC-
Elementary · Grades PK–5 · 5.5 mi
H
East Rowan High SchoolC
High · Grades 9–12 · 10.1 mi
M
Erwin Middle SchoolD-
Middle · Grades 6–8 · 10.1 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28137These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,527
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,494
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

998 Catfish Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Rowan County
  • Costs more per square foot than 98% of homes in Rowan County
  • Smaller than 80% of homes in Richfield 28137
  • Has a smaller lot than 98% of homes in Richfield 28137
  • Older than 73% of homes in Richfield 28137

What homes are worth in Richfield 28137

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$771K

This home is worth more than 79% of homes in Richfield 28137.

How it measures up in Richfield 28137

The dot is this home. The mark in the middle is the typical home in Richfield 28137.

Estimated value$440,660
CheaperTypical $291,138Pricier

Pricier than 79% of homes nearby

Price per ft²$369
CheaperTypical $177Pricier

Pricier than 95% of homes nearby

Living area1,194 ft²
SmallerTypical 1,611 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.32 ac
SmallerTypical 2.2 acBigger

Bigger than 2% of homes nearby

Year built1960
OlderTypical 1987Newer

Newer than 27% of homes nearby

How 998 Catfish Rd ranks against every home in each area.
MeasureThis homeRichfield 28137Rowan County
Estimated valuepricier than$440,66079% of homes86% of homes
Price per ft²pricier than$36995% of homes98% of homes
Living areabigger than1,194 ft²20% of homes20% of homes
Lot sizebigger than0.32 ac2% of homes21% of homes
Year builtnewer than196027% of homes31% of homes

About 998 Catfish Rd

How much is 998 Catfish Rd, Richfield, NC worth?

The TopHap Estimate for 998 Catfish Rd, Richfield, NC is $440,660 as of Jul 14, 2026. The likely range is $346,357 to $534,963. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 998 Catfish Rd, Richfield, NC last sell?

998 Catfish Rd, Richfield, NC last sold on Aug 6, 2019 for $240,000, according to the county's recorded deed.

How big is 998 Catfish Rd, Richfield, NC?

998 Catfish Rd, Richfield, NC has 1 bathrooms and 1,194 square feet of living space.

When was 998 Catfish Rd, Richfield, NC built?

998 Catfish Rd, Richfield, NC was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 998 Catfish Rd, Richfield, NC?

998 Catfish Rd, Richfield, NC is assigned to Morgan Elementary School (elementary), rated C-; East Rowan High School (high), rated C; Erwin Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 998 Catfish Rd, Richfield, NC compare to other homes in Richfield 28137?

Among the 1,348 homes in Richfield 28137, it is worth more than 79% of them ($440,660 against a typical $291,138), its price per square foot is higher than 95% of them ($369 against a typical $177), it is bigger than 20% of them (1,194 ft² against a typical 1,611 ft²), its lot is bigger than 2% of them (0.32 ac against a typical 2.2 ac) and it is newer than 27% of them (1960 against a typical 1987). Measured against all of Rowan County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 998 Catfish Rd, Richfield, NC?

The 2025 property tax bill for 998 Catfish Rd, Richfield, NC was $2,014. The county assessed it at $300,610.

Closest homes

More homes in Richfield 28137

Assigned schools

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